Rilian Ball

First Capital Group

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Is Owner Financing Your Home the Smartest Move?

May 28, 2025 by Rilian Ball

Deciding to sell your home can feel overwhelming, especially when you want to maximize profit and close quickly. One strategy gaining popularity is owner financing (also known as seller financing). But is it right for you? Let's discuss how it works, when to consider it, and the key factors every seller should weigh. Why Buyers Ask for Owner Financing Most buyers secure a mortgage through a bank or credit union. When a prospective purchaser requests you to carry their loan, ask yourself: Credit … [Read more...]

Filed Under: Home Selling Tips Tagged With: Owner Financing, Real Estate Advice, Seller Financing

What Sellers Need to Know About Becoming a Lender with Creative Financing

March 13, 2025 by Rilian Ball

Creative financing can be an attractive option for sellers, especially those with significant equity. One popular approach is carrying back a second mortgage, where the seller effectively becomes a lender to help the buyer complete the purchase. While this can be a beneficial arrangement, it’s essential to understand the risks and the protections available, particularly regarding lender’s title insurance. Why Consider Carrying Back a Second Mortgage? Let’s say you own a home … [Read more...]

Filed Under: Home Financing Tips Tagged With:  Creative Financing, Mortgage Tips, Seller Financing

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • What Every Homebuyer Should Know About How Are Property Taxes Calculated
  • Sweet Loans for Every Taste: Which Mortgage Treat Is Right for You?
  • Is Owner Financing Your Home the Smartest Move?
  • What’s Ahead For Mortgage Rates This Week – May 27th, 2025

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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