Rilian Ball

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How Negative Closing Costs Work

March 17, 2022 by Rilian Ball

If you want to save money on your home loan, you might be thinking about refinancing your mortgage. You might be able to replace your existing mortgage with a home loan that has a lower interest rate. Even a single point reduction in your interest rates could save you tens of thousands of dollars over the life of your loan. Before you refinance, be sure to ask about closing costs. Because you are replacing your existing home loan with a new one, you may incur some closing expenses. On the other … [Read more...]

Filed Under: Mortgage Tagged With: Closing Costs, Mortgage, Refinance

What Are The Top Signs You Need To Refinance?

March 15, 2022 by Rilian Ball

You might have heard that more people are refinancing these days. During the refinancing process, you essentially take your current home loan and replace it with a different one. You can reduce your mortgage payments, shorten the life of your loan, or withdraw cash you can use for other purposes. What are a few of the signs that indicate you should consider refinancing?  You Can Secure A Lower Interest Rate If you think you can secure a lower interest rate on your mortgage, it might be … [Read more...]

Filed Under: Mortgage Tagged With: Lower Rates, Mortgage, Refinance

How Can You Secure A Better Interest Rate When Refinancing Your Home Loan?

February 25, 2022 by Rilian Ball

If you want to save money on your home loan, you may want to consider refinancing. During the refinancing process, you will replace your existing home loan with a new one; however, you want to secure the lowest interest rate possible. How can you get a better rate on your mortgage during the refinancing process?  Consider Refinancing Your Home Loan To A Shorter Term If you can create less risk for the lender, you can get a lower interest rate. One of the ways to do so is to refinance your … [Read more...]

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Refinance

What To Know About Property Values and Refinancing

November 12, 2021 by Rilian Ball

There are many people who are thinking about refinancing their homes. For example, some people may be interested in reducing their monthly payments, while other people may be interested in tapping into the value of the home to fund a home improvement project. What is the relationship between property values and refinancing? There are several important points to keep in mind.  Property Values Tend To Rise First, it is important for homeowners to understand that property values tend to rise … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage, Property Value, Refinance

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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