Rilian Ball

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Financing Multiple Properties with One Mortgage

September 26, 2025 by Rilian Ball

Owning multiple properties can be a smart investment strategy, but managing separate loans for each property can be complex and expensive. A blanket mortgage offers a solution by allowing homeowners or investors to finance two or more properties under a single loan. This type of mortgage can simplify payments, streamline management, and often provide better rates than holding multiple individual mortgages. Understanding how a blanket mortgage works and when it makes sense can help you maximize … [Read more...]

Filed Under: Mortgage Tips Tagged With: Blanket Mortgages, Property Portfolio, Real Estate Investing

Financing Mixed Use Properties: Live, Work, and Invest in One Place

September 23, 2025 by Rilian Ball

Mixed use properties are becoming an attractive option for buyers who want to combine residential, commercial, and investment opportunities all in one place. These properties can provide unique benefits, such as generating rental income while also serving as a primary residence. However, financing a mixed-use property requires a different approach than financing a traditional single-family home, and understanding the process is key to making the right decision. Understanding Mixed Use … [Read more...]

Filed Under: Mortgage Tips Tagged With: Mixed Use Properties, Mortgage Tips, Real Estate Investing

Creative Ways to Use Home Equity Loans for Investment

February 26, 2025 by Rilian Ball

For homeowners looking to build wealth, a home equity loan can be a powerful financial tool. With the equity in your home, you can access funds at relatively low interest rates and put that money to work in smart, strategic ways. If you’re wondering how to leverage your home’s value for investment, here are some creative options to consider. 1. Real Estate Investments One of the most popular ways to use a home equity loan is to invest in additional real estate. Whether you're … [Read more...]

Filed Under: Investment Properties Tagged With: Home Equity, Real Estate Investing, Smart Investing

Understanding Cross-Collateralization in Mortgage Lending

September 13, 2024 by Rilian Ball

In the world of mortgage lending, borrowers may come across a variety of terms and concepts that can be confusing. One such concept is cross-collateralization. While not as common as traditional single-property mortgages, cross-collateralization can be a powerful financial tool in certain situations. However, it also comes with unique risks that borrowers should understand. This article will explain what cross-collateralization is, how it works, and when it might be used in mortgage lending. … [Read more...]

Filed Under: Mortgage Tagged With: Cross Collateralization , Mortgage Lending, Real Estate Investing

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

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