Rilian Ball

First Capital Group

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Second Mortgage vs. Refinancing and How to Identify Which Option is Right for You

February 14, 2025 by Rilian Ball

When homeowners need access to funds or want to optimize their mortgage terms, they often face a critical decision: Should I get a second mortgage or refinance? Both options have unique advantages and considerations, making it essential to evaluate your financial situation and long-term goals before choosing the best path. Understanding a Second Mortgage A second mortgage is a loan that allows homeowners to borrow against their home equity while keeping their original mortgage intact. There are … [Read more...]

Filed Under: Homeowner Tips Tagged With: Home Loans, Real Estate Finance, Refinancing

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

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