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Can You Use Rental Income to Qualify for a Mortgage?

August 22, 2025 by Rilian Ball

When it comes to qualifying for a mortgage, your income plays a key role in determining how much you can borrow. For many buyers, especially those interested in investment properties or who plan to rent out part of their home, the question is whether rental income can be counted toward their mortgage qualification. The good news is that in many cases, rental income can help, but there are specific rules and documentation requirements you will need to meet. Understanding How Lenders View Rental … [Read more...]

Filed Under: Mortgage Tips Tagged With: Mortgage Tips, Qualifying For a Mortgage, Rental Income

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Rilian Ball


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Rilian Ball
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