Rilian Ball

First Capital Group

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Is Buying a Remodeled Home a Smart Move

February 13, 2024 by Rilian Ball

While watching shows like Property Brothers, Flip or Flop, Fixer to Fabulous, Fix My Flip and Fixer Upper may paint a rosy picture of buying a remodeled home, the reality often differs significantly. While these shows depict smooth transformations and stunning results, real-life experiences with remodeled homes can be far more complex and challenging. Many flipped houses come with hidden issues. Contractors sometimes prioritize speed over quality, resulting in careless workmanship. Despite the … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Mortgage, Remodel, Renovation Loan

Navigating Mortgages as a Self-Employed Professional: A Guide to Non-QM Lending

February 8, 2024 by Rilian Ball

For self-employed professionals, the mortgage process can feel like passing through a maze, fraught with challenges and uncertainties. Traditional lending standards often favor individuals with stable, predictable incomes, leaving entrepreneurs and freelancers in a precarious position. However, there's a solution gaining traction in the mortgage industry: Non-Qualified Mortgages (Non-QM). We'll explore how self-employed individuals can successfully navigate the mortgage landscape, leveraging … [Read more...]

Filed Under: Mortgage Tips Tagged With: Mortgage, Non-QM, Self Employed

Strategies for Turning Fixer-Uppers into Profitable Investments

February 7, 2024 by Rilian Ball

Home flipping – a journey that transforms neglected fixer-uppers into profitable investments. If you're considering entering the real estate game or looking to enhance your flipping skills, you've come to the right place. Let's explore some tried-and-true strategies that can help you turn those distressed properties into lucrative ventures. Thorough Research and Analysis: Before making any investment, it's crucial to conduct extensive research. Identify emerging neighborhoods, assess … [Read more...]

Filed Under: Around The Home Tagged With: Budget, House Flipping, Mortgage

Homeowners in Financial Distress: Mortgage Forbearance and Loan Modification

February 6, 2024 by Rilian Ball

In times of financial hardship, such as job loss, medical emergencies, or economic downturns, homeowners may find it challenging to keep up with their mortgage payments. When facing such difficulties, understanding options like mortgage forbearance and loan modification can be crucial for maintaining stability and avoiding foreclosure. Let's discuss what homeowners need to know about mortgage forbearance and loan modification, including their differences, implications, and how to navigate these … [Read more...]

Filed Under: Home Mortgage Tagged With: Loan Modification, Mortgage, Mortgage Forbearance

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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