Rilian Ball

First Capital Group

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Investment Property Down Payments: How Much Will You Need?

February 6, 2020 by Rilian Ball

Investing in real estate is a great way for someone to diversify his or her assets; however, there is a common hurdle that almost all real estate investors face. This comes in the form of a down payment.  It can be a challenge for someone to come up with enough cash to fund the down payment on a home or piece of land, let alone multiple properties. At the same time, how big of a down payment does someone really need? There are a few factors that someone is going to need to consider. The … [Read more...]

Filed Under: Mortgage Tagged With: Down Payment, Investment Property, Mortgage

Green Energy Tax Credits For Home Improvement & Energy Efficiency

February 5, 2020 by Rilian Ball

Many individuals and families are looking for ways to reduce their energy consumption. Running the heater during the winter and the air conditioner during the summer can have significant impacts on someone's energy consumption and costs. It should come as no surprise that many people are trying to reduce their HVAC usage to save money; however, there is a better way. Individuals and families can permanently reduce their fossil fuel usage and carbon footprint by investing in home … [Read more...]

Filed Under: Mortgage Tagged With: Green Living, Market Trends, Mortgage

4 Things To Do Before Co-Signing A Mortgage For Your Child

February 4, 2020 by Rilian Ball

It can be hard to convince a lender that a young person is ready to buy a house. There may not be a long credit history, a lack of assets might make it hard to fund a down payment, and the buyer's age can cause banks to hesitate. One of the ways for parents to help with this process is to co-sign on the mortgage. Before doing this, there are a few important steps to keep in mind. Look At Your Own Qualifications Remember that co-signers are going to go through the same vetting process as the … [Read more...]

Filed Under: Mortgage Tagged With: Co-Sign, Financing Options, Mortgage

The Average Mortgage Payment Is Declining. Here’s Why.

January 30, 2020 by Rilian Ball

According to a report that was recently published by the United States Census Bureau, the average mortgage payment has been dropping. According to the bureau, the average payment is just over $1,500 per month. This is shockingly close to the average cost of renting, which is just under $1,500 per month.  This data shows that the average mortgage payment is declining, down by around three percent in the past 18 months. This trend is expected to continue. Some people might be surprised that … [Read more...]

Filed Under: Mortgage Tagged With: Market Trends, Mortgage, Mortgage Rates

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

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