Rilian Ball

First Capital Group

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Buying A Home: You Might Be Able To Skip The Home Appraisal – But Should You?

June 11, 2020 by Rilian Ball

When someone is thinking about buying a home, one of the key parts is the home appraisal. The appraisal ensures that the buyer is paying a fair price for the home while also protecting the mortgage lender against taking a loss. On the other hand, an appraisal is also an added cost of the buyer can be a serious source of stress for both sellers and brokers. Recently, government agencies have passed a rule saying that home appraisals are no longer going to be required on homes that are less than … [Read more...]

Filed Under: Mortgage Tagged With: Home Appraisals, Mortgage, New Home

7 Reasons To Buy A Home In The Summer Months

June 10, 2020 by Rilian Ball

If you've been putting off your house hunting, it's time to head out. Summer is the best season to go shopping for a new home, for a variety of reasons.  1. More Inventory Homeowners list their homes for sale in the summer more often than any other season. When you shop for a new home during this time, you'll have a much wider selection of homes to choose from.  2. Better Prices More inventory in summer often turns the local real estate scene into a buyer's market. Home sellers may … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage, Summer Activites, Summer Home Buying

Why Every Home Buyer Needs A Pre-Approval Before Home Shopping

June 4, 2020 by Rilian Ball

There are many people who are considering buying a home because the current market is so attractive. With the ability to carry out virtual tours, this makes it even easier for people to find the home of their dreams. While the fun part is looking at houses, it is important to get pre-approved for a home loan first. There are a few reasons why everyone must get pre-approved before they start the process of shopping for a home.  This Provides A Chance For People To Get Their Finances In Order … [Read more...]

Filed Under: Mortgage Tagged With: Home Buying, Mortgage, Pre-Approval

4 Surprising Things That Might Increase Your Home’s Value

May 29, 2020 by Rilian Ball

You've probably heard that living near excellent schools or having curb appeal can boost the value of your home. However, a home's value is dependent upon a lot of different factors. Some of these things are more obvious than others. Things that might seem insignificant can have an impact on your home's worth. Here are some surprising things that can affect the existing value of your home or how much a buyer is willing to pay for it. #1 A Blue Kitchen or Bathroom Painting your home is an easy … [Read more...]

Filed Under: Mortagage Tips Tagged With: Home Improvement, Market Trends, Mortgage

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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