Buying a home is one of the most significant financial decisions you will make. While it is exciting to pick out your dream home, the mortgage process can be complex and stressful. One critical factor that can make or break your journey is your credit. Credit monitoring gives you the insight and control you need to stay on track. Know Your CreditCredit monitoring keeps you updated on changes to your credit report and score. Lenders rely heavily on your credit profile to determine eligibility, … [Read more...]
Common Title Issues That Can Delay Your Home Closing
When you're in the final stages of buying a new home, it’s easy to assume that everything will go smoothly from here on out. However, one of the most common obstacles that can arise in this final stage of the process is title issues. If not addressed, these can delay your closing or even derail the sale. A "cloud on title" or "title defect" refers to any issue that prevents a property’s title from being transferred smoothly from the seller to the buyer. Title defects often … [Read more...]
