Rilian Ball

First Capital Group

  • Home
  • About
  • Main Website
  • Get a Quote
  • Apply
  • Contact

Mortgage Options as a Visa or Green Card Holder

May 2, 2025 by Rilian Ball

Buying a home is an exciting milestone, but if you are on a visa or have a green card, you may wonder how your immigration status impacts your mortgage options. The good news is that many lenders offer home loans to non-citizens, though the process may involve additional requirements. Understanding your options can help you navigate the path to homeownership with confidence. Mortgage Options for Green Card and Visa HoldersLenders generally categorize non-citizen applicants into two main groups: … [Read more...]

Filed Under: Mortgage Tips Tagged With: Mortgage Options, Mortgage Tips, Visa Holder

How to Choose Which Mortgage Is The Right One for You

January 10, 2025 by Rilian Ball

When it comes to buying a home, selecting the right mortgage is one of the most important financial decisions you'll make. The type of loan you choose will impact your monthly payments, interest rates, and overall financial stability. To make the best choice, it’s essential to understand the different types of mortgages available and how they align with your financial goals and circumstances. 1. Conventional Loans Conventional loans are the most common type of mortgage and are offered by … [Read more...]

Filed Under: Mortgage Tagged With: Home Loans, Mortgage Options, Mortgage Types

Shared Equity vs. Traditional Loans

October 17, 2024 by Rilian Ball

When it comes to purchasing a home, most buyers tend to opt for traditional financing methods like Conventional, FHA, or VA loans. These tried-and-true options have been the cornerstone of home financing for decades. However, an alternative called a Shared Equity Agreement (SEA) is also available, which some may find appealing. Let’s discuss what a Shared Equity Agreement is and why traditional financing options are often a better choice for homebuyers. What is a Shared Equity Agreement … [Read more...]

Filed Under: Mortgage Tips Tagged With: Mortgage Options, Shared Equity, Traditional Loans

The Difference Between Prime and Subprime Mortgages

May 31, 2024 by Rilian Ball

Understanding the difference between prime and subprime mortgages is essential for anyone entering the world of home financing. Prime mortgages are tailored for individuals with exemplary credit scores and stable financial profiles, offering them lower interest rates and more favorable loan conditions. Conversely, subprime mortgages are intended for those with lower credit scores or a history of financial setbacks, resulting in higher interest rates and less beneficial terms. Let’s take a … [Read more...]

Filed Under: Mortgage Application Tagged With: Mortgage, Mortgage Options, Mortgage Term

  • « Previous Page
  • 1
  • 2
  • 3
  • 4
  • 5
  • Next Page »

Rilian BallFirst Capital Logo

Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

Browse Articles by Category

Get in Touch!

  • This field is for validation purposes and should be left unchanged.

Search this website

Recent Articles

  • Artificial Intelligence and the Future of Mortgage Decisions
  • How Emotions Shape Your Mortgage Decisions
  • Is Homeownership Still the American Dream?
  • Mortgages for Remote Workers Who Want Dual Residences

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in