Rilian Ball

First Capital Group

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Myths About Mortgages That Still Fool Homebuyers

September 19, 2025 by Rilian Ball

Buying a home is one of the biggest financial decisions most people will ever make, and the mortgage process can feel overwhelming. With so much information available, it is easy for myths to spread, and many homebuyers still believe ideas that are simply not true. Clearing up these misconceptions can make the path to homeownership less stressful and much more successful. Myth One: You Need Perfect Credit A common belief is that only people with flawless credit can qualify for a mortgage. While … [Read more...]

Filed Under: Mortgage Tips Tagged With: Home Buying Journey, Mortgage Myths, Mortgage Tips

The Top 5 Mortgage Myths Debunked for National Homeownership Month

June 20, 2025 by Rilian Ball

June is National Homeownership Month, a time to shine a spotlight on the opportunities and advantages of owning a home. It is also the perfect moment to clear up some of the most common myths that hold people back from pursuing a mortgage. Many potential buyers delay their homeownership dreams because of outdated beliefs or misinformation. Let’s break down the top five myths and explain what is really true in today’s mortgage world. Myth 1: You need perfect credit to qualify for a … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Homeownership Truths, Mortgage Education, Mortgage Myths

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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  • Myths About Mortgages That Still Fool Homebuyers
  • Deciding Whether to Pay Extra Toward Principal or Save for Other Investments
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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