Rilian Ball

First Capital Group

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Why Banks Don’t Always Give The Best Interest Rate

July 14, 2022 by Rilian Ball

If you want to purchase a house, you will probably have to take out a mortgage. There are only a few people who have enough cash to purchase a house outright, so most will go to the bank for a loan. How do you know if the bank is giving you the best possible interest rate? Unfortunately, the bank does not always give you the best interest rate because the bank is looking for a way to make money. If they can get you to accept a higher interest rate, they will make more money on your home loan. … [Read more...]

Filed Under: Mortgage Tagged With: Bank Loans, Interest Rates, Mortgage

3 Reasons You Should Trust in a Mortgage Advisor Instead of Trying to Predict Rates

June 16, 2022 by Rilian Ball

If the time has come to purchase a home and you've been perusing the real estate market, it's possible you've also been considering the mortgage options that might work best for you. In the event that you're already spending a lot of time looking at homes and trying to sell your own, here are a few reasons you may want to leave your mortgage considerations to a professional. Qualifications You Can Count On If you're new to the world of home purchasing and have concerns about learning the ropes … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Interest Rates, Mortgages

Everything Homeowners Need To Know About Down Payments

February 23, 2022 by Rilian Ball

Buying a house is an exciting time, but homeowners also need to make the best financial decision to meet their needs. One of the biggest decisions potential homeowners will face is how much money to put down. A down payment is the amount of money that homeowners pay upfront when they purchase a home. Many homeowners believe they need to put down 20 percent; however, this is not always the case. What do homeowners need to know about putting a down payment on a house?  20 Percent Is Not … [Read more...]

Filed Under: Mortgage Tagged With: Down Payment, Interest Rates, Mortgage

Buying A Second Home As A First Home: What To Know

January 25, 2022 by Rilian Ball

Many first-time homebuyers are having a difficult time finding the right purchase. Therefore, a new trend is catching on. Some people are renting in the city, where property values are more expensive. Then, they buy a vacation home in the suburbs. Is it smart to buy a second home as a first home?  The Advantages Of Buying A Vacation Home First There are several advantages that come with buying a vacation home as a first home. First, buying a vacation home in the suburbs is usually less … [Read more...]

Filed Under: Mortgage Tagged With: Interest Rates, Second Home, Vacation Home

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • When and How to Secure a Favorable Mortgage Rate Lock
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  • Steps to Take Now to Build Your Credit for a Home Purchase Next Year

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
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