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Navigating A Market With Higher Interest Rate

March 22, 2023 by Rilian Ball

Even though interest rates have gone up significantly during the past few months, there are still opportunities for you to find a home at a great price. The high interest rate can be discouraging for some people, but as long as you know how to navigate the market, you can still put yourself in a position to be successful. Put More Money Down The easiest way to combat a high interest rate is to reduce the amount of money you borrow. That means that you might need to put more money down. Of … [Read more...]

Filed Under: Mortgage Tagged With: Interest Rates, Mortgage, New Home

The Top Benefits Of A Single Close Construction Loan

March 1, 2023 by Rilian Ball

If you are thinking about building your own home, you might be wondering how construction loans work. There are plenty of options available, but one of the most popular choices is a single-close construction loan. This type of loan allows you to close on not only the construction expenses but also your financing costs at the same time. Essentially, a single-close construction loan will convert into your mortgage after the construction on your home is finished. What are some of the top benefits … [Read more...]

Filed Under: Mortgage Tagged With: Construction Loan, Interest Rates, Mortgage

What’s Ahead For Mortgage Rates This Week – December 19, 2202

December 19, 2022 by Rilian Ball

Last week’s economic reporting included readings on inflation, retail sales, and the Federal Reserve’s Federal Open Market Committee meeting.  Fed Chair Jerome  Powell held his scheduled post-meeting press conference and weekly readings on mortgage rates and jobless claims were also released. Federal Reserve Raises Target Interest Rate Range The Federal Reserve’s Federal Open Market Committee announced its decision to raise the Fed’s target interest rate range … [Read more...]

Filed Under: Financial Reports Tagged With: Interest Rates, Jobless Claims, Mortgage Rates

Why Banks Don’t Always Give The Best Interest Rate

July 14, 2022 by Rilian Ball

If you want to purchase a house, you will probably have to take out a mortgage. There are only a few people who have enough cash to purchase a house outright, so most will go to the bank for a loan. How do you know if the bank is giving you the best possible interest rate? Unfortunately, the bank does not always give you the best interest rate because the bank is looking for a way to make money. If they can get you to accept a higher interest rate, they will make more money on your home loan. … [Read more...]

Filed Under: Mortgage Tagged With: Bank Loans, Interest Rates, Mortgage

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Rilian Ball


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Rilian Ball
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