Rilian Ball

First Capital Group

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Understanding the Basic Interest Rates Difference Between Fixed and Variable

May 3, 2018 by Rilian Ball

Home loans are available in an assortment of lending packages, but the big difference that consumers need to pay attention to at a minimum is how the interest charge is calculated. Interest is the margin that represents the profit and risk offset for a lender financing a consumer's home purchase. With loans lasting over 30 to 40 years now, the amount of money that can be made can be two or three times the purchase value of the home involved. So it's calculation method is important for the … [Read more...]

Filed Under: Mortgage Tagged With: Fixed, Interest Rates, Mortgage

What’s Ahead For Mortgage Rates This Week – April 30th, 2018

April 30, 2018 by Rilian Ball

Last week’s economic reports included readings from Case-Shiller Home Price Indices, new and existing home sales and weekly readings on mortgage rates and first-time jobless claims. Case-Shiller: Home Prices Rise to Near Four-Year High February home prices rose 6.30 percent year-over-year and 0.50 percent month-to-month. Home prices rose just shy of a record set in 2014. The 20-City Home Price Index reported home prices were 6.80 percent higher year-over-year and rose 0.80 percent … [Read more...]

Filed Under: Financial Reports Tagged With: Fed, Interest Rates, Mortgage Rates

What’s Ahead For Mortgage Rates This Week – April 23rd, 2018

April 23, 2018 by Rilian Ball

Last week's economic reports included readings on builder confidence, housing starts and building permits issued. Weekly readings on mortgage rates and new jobless claims were also released. NAHB: Builder Confidence Drops by One Point The National Association of Home Builders reported that builder confidence dipped by one point in April to an index reading of 69. While any reading over 50 indicates positive builder sentiment, NAHB noted that builder sentiment has decreased for the past four … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Jobs

Look Beyond The Interest Rate: What Else Matters When Choosing A Mortgage Lender?

April 12, 2018 by Rilian Ball

Most consumers securing a mortgage plan to remain in that loan for 30 years. During that time, the borrower maintains a relationship with the loan servicer or lender. Most often, home buyers do not think twice about who the mortgage lender is, but rather focus on the interest rates offered. Look beyond this information. Borrowers need to take into consideration much more before they sign on the dotted line. Here's what to look for specifically: Choosing a Specialized Lender Can Help Home buyers … [Read more...]

Filed Under: Mortgage Tagged With: Interest Rates, Mortgage, Mortgage Lenders

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • When and How to Secure a Favorable Mortgage Rate Lock
  • What to Expect at Your First Mortgage Appointment
  • What Mortgage Lenders Really Look At Before Approving Your Loan
  • Steps to Take Now to Build Your Credit for a Home Purchase Next Year

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
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