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Understanding Mortgages and Inflation and How Borrowers Can Benefit

October 28, 2025 by Rilian Ball

Inflation affects nearly every part of the economy, from grocery prices to the cost of borrowing. For homeowners and buyers, understanding how inflation impacts mortgage rates and payments can be a powerful advantage. While rising prices can feel discouraging, there are strategic ways borrowers can benefit during inflationary periods. How Inflation Impacts MortgagesWhen inflation rises, the value of money decreases, and interest rates increase. This is because lenders want to protect the value … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Financial Planning, Inflation, Mortgages

The Impact of Inflation on Mortgage Rates and Homebuying Power

August 15, 2024 by Rilian Ball

In today's economic climate, inflation has become a hot topic, especially for potential homebuyers. Understanding how inflation affects mortgage rates and your homebuying power is crucial. Let's see how it can impact your journey to homeownership. What is Inflation? First and foremost, inflation refers to the rate at which the general level of prices for goods and services rises. When inflation is high, purchasing power decreases because each unit of currency buys fewer goods and services. How … [Read more...]

Filed Under: Mortgage Rates Tagged With: Homebuying Power, Inflation, Mortgage Rates

How To Beat High Inflation with a Home Purchase

July 6, 2023 by Rilian Ball

Inflation can erode the value of your savings over time, and one way to hedge against inflation is by investing in assets that appreciate in value over time. Real estate is often considered a good hedge against inflation, as property values tend to rise in line with inflation. Here are some ways a home purchase can help beat high inflation: Lock in a low-interest rate mortgage: High inflation often leads to higher interest rates, but if you lock in a low-interest rate mortgage when inflation is … [Read more...]

Filed Under: Mortgage Tagged With: Home Prices, Inflation, Mortgage

What’s Ahead For Mortgage Rates This Week – January 17, 2023

January 17, 2023 by Rilian Ball

Last week’s financial reporting was dominated by readings on inflation. Weekly reports on mortgage rates and jobless claims were also released and Treasury Secretary Janet Yellen cautioned lawmakers that the debt ceiling must be raised or eliminated. Inflation slows in December Month-to-month inflation slowed by -0.1 percent in December and matched analysts’ expectations. This was the first slowing of inflation since the pandemic and the highest inflation reading since inflation … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Inflation, Mortgage Rates

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Rilian Ball


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Rilian Ball
NMLS # 202687

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www.nmlsconsumeraccess.org

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