Rilian Ball

First Capital Group

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Important Legal Tips For Homeowners

March 31, 2021 by Rilian Ball

Being a homeowner is exciting. It can be financially rewarding, too. Unfortunately, it can also put you in a tough legal position. Between the complexities of owning a house, having to deal with lenders and the risk that comes from owning something valuable, keeping yourself legally protected is a good idea. Here Are Some Risks -- And Some Ways To Handle Them. HOAs. If you own a condo, townhome or other property in an association, the homeowner association is extremely powerful. Not … [Read more...]

Filed Under: Homeowner Tips Tagged With: Homeowner Tips, Legal Tips, Mortgage Tips

Working from Home? Learn How to Create the Perfect Office with Any Spare Room

March 24, 2021 by Rilian Ball

With the increasing flexibility of the modern workplace, there are many more businesses offering their employees the opportunity to work from home. While this shift in the job market has created many new options for freelance workers, it can also be a good reason to turn a spare room into a spanking new office. If you're working from home, here are some tips for a stylish transition. Prime It With Paint Outside of lighting, the color and upkeep of the walls is going to have a huge impact on the … [Read more...]

Filed Under: Homeowner Tips Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

Three Excellent Reasons to Buy a Home So You Can Get out of the “Renting Rut”

February 12, 2021 by Rilian Ball

Renting a home is a good option for some, but buying a home just might be the best thing for you. When you rent a home, you send money to someone else every month in exchange for knowing that you can call on your landlord when the roof leaks, an appliance stops working or your bathroom faucet breaks. There are some big advantages to buying a house that will help you get out of your renting rut and focus more on your future. Build Equity Did you know that when you rent a home, you help someone … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Homeowner Tips

Is Home Insurance Required When You Buy A House?

November 19, 2020 by Rilian Ball

For those who are thinking about buying a house in the near future, they are probably in the process of tabulating up all of their expenses. One of the common expenses is home insurance. Even though home insurance is certainly recommended, is it actually required? There are many situations where it is required. At the same time, even when it is not required, it is still a good idea. When it comes to homeowners’ insurance, there are a few important points to keep in mind.  Why Home … [Read more...]

Filed Under: Mortgage Tips Tagged With: Home Insurance, Homeowner Tips, Insurance

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • The Impact of Rental Income on Mortgage Qualification
  • The Impact of Homeowners Associations (HOAs) on Mortgage Approval
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  • What’s Ahead For Mortgage Rates This Week – May 5th, 2025

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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