Rilian Ball

First Capital Group

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Yes, It’s True: Mortgage Closing Costs Are Down. Here’s How You Can Take Advantage

December 10, 2015 by Rilian Ball

Mortgage closing costs have been coming down in recent years, which is good news for buyers. But if you're buying a home in the near future, you'll want to ensure you're prepared to take full advantage of these lower fees - after all, keeping more money in your pocket is always good. When you close on your mortgage, take these three steps and you'll find that you'll pay far less in closing fees than most buyers would. Ask The Seller To Pay Some Of The Closing Costs In most situations, the buyer … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Closing Costs, Home Mortgage Tips, Mortgages

Recent College Grad? Learn How to Successfully Juggle Student Loans and a New Mortgage

December 8, 2015 by Rilian Ball

If you recently graduated from college and are about to become a homeowner, you're in a somewhat unique position. You're about to embark on a great journey, but at the same time, you're also taking on an awful lot of debt. That said, it is possible to successfully manage a high debt load if you're careful. So how can you make sure you can pay your mortgage, your student loans, and your mortgage expenses – all without losing your mind? Here's what you need to know. Make Sure You Have An … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Payments, Mortgages

What Happens at a Mortgage Loan Closing Meeting? Let’s Take a Look

December 3, 2015 by Rilian Ball

So you've found the perfect home, the seller has accepted your offer, and now you're just waiting for the mortgage to close before you wrap up the sale and take possession. It's time for the closing meeting. But what does this meeting entail? And what do you need to prepare for it? Here's what you need to know. The Day Prior: Walking Through The Property 24 hours before the closing meeting, you'll be given an opportunity to walk through the property and do a final inspection. During this … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Closing Costs, Home Mortgage Tips, Mortgages

How to Give the Ultimate Christmas Gift: Paying Off a Family Member’s Mortgage

December 1, 2015 by Rilian Ball

Christmas is just around the corner, and if you're in a position to do it, paying off a family member's mortgage is one of the biggest gifts you could give this holiday season. A mortgage can be a heavy burden on a young homeowner, which is why paying it off is the ultimate act of charity. But when it comes to paying for someone else's mortgage, the process isn't entirely straightforward. So how do you pay off a family member's mortgage? Here's what you need to know. Be Wary Of The Gift Tax … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Payments, Mortgages

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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  • Explaining Mortgage Options for Self-Employed Borrowers with Irregular Income
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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