Rilian Ball

First Capital Group

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Yes, It’s Getting Easier to Get a Mortgage. Here’s How You Can Take Advantage

May 31, 2017 by Rilian Ball

It can be hard to stay on top of a changing real estate market from day-to-day, but it's a matter of fact that there are more available mortgage products out there than ever before for many different kinds of homebuyers. If you're wondering how you can take advantage of easier lending opportunities and strike while the iron is hot, here are some things to consider. Take Care Of Your Credit While many regulations on mortgage applications may have been loosened in recent years, it goes without … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Understanding What a “Piggyback” Mortgage Loan Is and How It Works

May 26, 2017 by Rilian Ball

As a potential homebuyer who is new to the market, many of the terms and mortgage products available to you can be more than a little confusing. Piggyback loans might be a little less familiar than many other options, but if you're ready to jump into the housing market this type of mortgage can be useful for you. If you're hoping to invest in a home sooner rather than later, here are the details on this type of loan. What's A Piggyback Loan? While most mortgage loans require one loan and one … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Thinking About a Second Mortgage on Your House? Here’s What You Need to Know

May 24, 2017 by Rilian Ball

Whether it's to consolidate debt or make funds available for a home renovation, many people consider a second mortgage in order to make it possible to pursue other options. However, like any important financial decision, it's important to be informed about the financial implications before diving in. If you're currently weighing your mortgage options and are considering a second mortgage, here are some things to do before the final decision. Research The Lenders Since a second mortgage means … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

The 10-year Mortgage: Why a Shorter Amortization Period Can Be Your Best Option

May 19, 2017 by Rilian Ball

From 'down payment' to 'adjustable rate' to 'debt-to-income' ratio, there are so many terms involved in the mortgage process that it can be hard to learn them all and keep them straight. However, whether or not you've heard it, the term 'amortization period' might be one of the most important ones associated with your financial well-being. If you're currently considering the period of loan you should choose, here are some things to think about before taking on a term. What Is Amortization? Used … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Amortization

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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