Rilian Ball

First Capital Group

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Understanding Warrantable vs. Non-Warrantable When Purchasing a Condo

July 16, 2024 by Rilian Ball

When you're shopping for a condo, there's a bit more on your plate than just the typical homebuying concerns like credit scores, interest rates, and loan programs. A crucial aspect is understanding the role of the Homeowners' Association (HOA) and whether the condo is warrantable or non-warrantable. This distinction can significantly impact your mortgage process and future as a condo owner. Warrantable Condos: What You Need to Know A condo is considered warrantable if it meets the standards set … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Condo Buying, Home Buying, Mortgage Tips

What to Expect When Working with a Mortgage Loan Processor

June 11, 2024 by Rilian Ball

Buying a home is always an exciting journey, but it can also be overwhelming, especially when it comes to working through the mortgage process. One key player who will help to ensure your loan goes smoothly through this process is the Mortgage Loan Processor. If you're wondering what to expect when working with a Mortgage Loan Processor, here's a rundown of their important role and how they help you close your loan efficiently. What Does a Mortgage Loan Processor Do? In short, a Mortgage Loan … [Read more...]

Filed Under: Mortgage Tagged With: Home Buying, Loan Processor, Mortgage Loan

3 Important Tips When Making a Down Payment for a Home

October 17, 2023 by Rilian Ball Leave a Comment

When it comes to purchasing a home, one of the most significant financial decisions you'll make is how much to put down as a down payment. Your down payment not only affects the amount you need to borrow but also plays a vital role in determining your mortgage interest rate and overall financial stability. Here are three crucial tips to keep in mind when making a down payment for a home: Determine Your Budget and Financial Goals: Before you start setting aside money for a down payment, you must … [Read more...]

Filed Under: Home Mortgage Tagged With: Down Payment, Home Buying, Mortgage

Is It Best To Put Down A Large Down Payment, Or Be Agile With Your Savings?

May 20, 2022 by Rilian Ball

Putting down the largest sum of money at your disposal might seem like the best way to go when it comes to your mortgage down payment. There is a certain amount of truth to this, but the reality is bigger is not always better. Ideally, the amount of money you settle on for your mortgage down payment will take into account your monthly budgeting requirements. The Big Advantages Of A Large Down Payment Fewer Mortgage Payments: The larger the down payment, the higher the likelihood that you will be … [Read more...]

Filed Under: Mortgage Tagged With: Home Buying, Mortgage, Real Estate

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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