Rilian Ball

First Capital Group

  • Home
  • About
  • Main Website
  • Get a Quote
  • Apply
  • Contact

Steps to Secure a Mortgage After Bankruptcy

December 26, 2024 by Rilian Ball

Experiencing bankruptcy can feel like a significant setback, but it doesn’t mean the end of your dream to own a home. With time, effort, and careful planning, you can rebuild your financial foundation and secure a mortgage. Here are some key steps to guide you through the process of buying a home after bankruptcy. Step 1: Get a Professional Credit Assessment After your bankruptcy is discharged, there is typically a waiting period before you can apply for a mortgage—usually two years … [Read more...]

Filed Under: Bankruptcy History Tagged With: Credit Recovery, Home Buying Tips, Mortgage After Bankruptcy

What If My Mortgage Pre-Approval Expires?

December 19, 2024 by Rilian Ball

A mortgage pre-approval is one of the most valuable tools in your homebuying journey. It's not just a letter stating how much you're qualified to borrow; it’s a written commitment from your lender that assures sellers you have the financial backing to make a competitive offer. Having a pre-approval letter in hand can give you a significant advantage in a competitive housing market, signaling to sellers that you’re serious, financially prepared, and ready to move forward. However, … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Buying Tips, Mortgage Pre Approval, Pre-Approval Process

What You Can Do Now to Prepare for Mortgage Rate Drops

November 29, 2024 by Rilian Ball

As we move into the last month of 2024, many potential homebuyers are eagerly awaiting a drop in mortgage rates. With inflation numbers looking promising, there's hope that the Federal Reserve will lower the federal funds rate, which typically drives mortgage rates down as well. If you're planning to buy a home or refinance when rates drop, now is the perfect time to start preparing. Here are five key steps to get ready for the mortgage rate decrease and ensure you’re in the best possible … [Read more...]

Filed Under: Mortgage Rates Tagged With: Credit Score, Home Buying Tips, Mortgage Preparation

Top 5 Mortgage Types for Homebuyers

November 20, 2024 by Rilian Ball

When you're preparing to buy a home, choosing the right mortgage is one of the most important decisions you’ll make. With so many options available, it can be challenging to know which type best suits your needs. Each mortgage type comes with unique advantages and understanding them can help you achieve your homeownership goals in a financially sustainable way. Below, we outlined the five of the most common mortgage types and how they differ. 1. Conventional Fixed-Rate MortgageOne of the … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: First Time Buyer, Home Buying Tips, Mortgage Advice

  • « Previous Page
  • 1
  • 2
  • 3
  • 4
  • 5
  • Next Page »

Rilian BallFirst Capital Logo

Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

Browse Articles by Category

Get in Touch!

  • This field is for validation purposes and should be left unchanged.

Search this website

Recent Articles

  • How to Pay Off Your Mortgage 10 Years Early Without Extra Payments
  • Will Multiple Mortgage Applications Hurt Your Credit Score?
  • What’s Ahead For Mortgage Rates This Week – June 2nd, 2025
  • What Every Homebuyer Should Know About How Are Property Taxes Calculated

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in