Rilian Ball

First Capital Group

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3 ‘Must Know’ Pieces of Advice for First-time Home Buyers

January 7, 2022 by Rilian Ball

When delving into the realities of home ownership, there can be many factors involved that make it difficult to determine what you need to know and what can wait until later. If you happen to be a first-time buyer who's looking for the best tips for purchasing a home, look no further than the following three pointers to set you on the right path. Get Familiar With Your Credit Score If you haven't looked at your credit report for a long time, it can be a daunting task to request this information. … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Down Payments, Home Buyer Tips

The ‘Debt to Income’ Ratio and How It Affects Your Home Purchase

December 22, 2021 by Rilian Ball

The real estate market is rife with terminology that can make a home purchase seem more than a little complicated. If you're currently looking for a home and are considering your loan options, you may have even heard the term 'Debt to Income' ratio. In the interest of simplifying things, here are some insights on what this term means and how it can impact your home investment. Determining Your 'Debt to Income' Ratio It's important to consider what exactly your DTI ratio is before your home … [Read more...]

Filed Under: Mortgage Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

Thinking About Downsizing? Here’s What You Need to Know About Life in a Condo

December 16, 2021 by Rilian Ball

The shift from home living to condo life may seem like a minor one, but there are plenty of things that will differentiate your lifestyle other than size when it comes to making a condominium purchase. If you're contemplating this move and wondering about some of the things that this might entail, here are a few factors that are worth considering. The Fees You'll Have to Pay While a smaller condo is unlikely to have the same associated costs as a large home, you will be paying a monthly … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Moving Tips

Trying to Save on Your Closing Costs? Here Are Three Tips That Can Help Lower Them

November 17, 2021 by Rilian Ball

Whether you're about to close on a lovely new house for your growing family or a stylish beachfront condo so you can retire close to the ocean, one thing is certain: you're going to face a variety of closing costs. Insurance, taxes, financing fees, title fees, attorney fees and other costs will need to be paid, and if you're a savvy buyer you'll do everything you can to save on them. In today's post we'll share three quick tips that can help you reduce your closing costs when you buy your next … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Closing Costs, Home Buyer Tips, Mortgages

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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