Rilian Ball

First Capital Group

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How to Determine How Big of a Down Payment You Need

June 8, 2022 by Rilian Ball

Whether or not you're new to real estate, there's little doubt that you've heard the term down payment as it relates to purchasing a home. There's a lot of different information out there in regards to how much this figure should be and it can be hard to determine exactly what the importance of this payment is. If you're trying to determine the ideal amount to put down, here are some things to consider. Explaining Down Payments And Why They're Important The down payment is probably one of the … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Down Payments, Home Buyer Tips

Condo Vs House: Which Is Best For Your Lifestyle?

March 23, 2022 by Rilian Ball

Some people love living in condos, while others swear by detached homes. When it comes to deciding between the two, however, you can't always rely on someone else's word. Sometimes it's as simple as understanding and assessing your lifestyle to make the best choice, since condo living and home ownership are two radically different experiences, and thereby serve two very different types of lifestyles and personalities. Here are a few considerations if you're trying to decide whether you should … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Condos, Home Buyer Tips, Houses, Lifestyle, Mortgage Tips

3 Considerations When Making A Down Payment

January 19, 2022 by Rilian Ball

One of the challenges you will face when deciding how much money to put down on your new home is whether to put down a larger down payment or to take a bit of money from your down payment and use it to pay "discount points" to lower your interest rate. There are pros and cons to doing both and each borrower's situation will be different so it's important to understand which option is best for your individual need. Some Factors You Should Consider Include: Cost Of Borrowing - generally … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Down Payment, Home Buyer Tips, Qualifying For A Loan

Understanding How Home Equity Works and Why Buying a Home Can Be Your Best Investment

January 11, 2022 by Rilian Ball

When delving into the world of real estate and investment property, there are many terms that will come up that require further explanation. Whether you've never heard the phrase 'home equity' before or you have a little familiarity, here are the ins and out of what it means and how this asset can help your financial outlook. All About Home Equity Essentially, home equity refers to your portion of the value of your home, and the amount of this figure is important because it is included among … [Read more...]

Filed Under: Mortgage Tips Tagged With: Buying A Home, Home Buyer Tips, Mortgage Investing

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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