Rilian Ball

First Capital Group

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Student Loans vs. Down Payments: 3 Ways You Can Manage Both and Buy a New Home

March 31, 2017 by Rilian Ball

The idea of paying off your student loans and buying a home at the same time can seem like an impossible feat given the impact on your Debt-to-Income (DTI) ratio. However, there are ways it's possible to have enough funds and good enough credit to make your dream of home ownership come true a little more quickly. If you're currently considering how to manage both, here are some options you might want to consider. Decrease Your Debt Lenders will be looking at your DTI ratio in order to determine … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Down Payments, Home Buyer Tips

Spring Is Real Estate’s ‘Rush Hour’ — Here’s How to Tell If You’re Prepared

March 24, 2017 by Rilian Ball

The most popular time of year to buy a home is in the spring, and this means that if you're preparing yourself for getting into the real estate market, you may be experiencing a time crunch. If you're wondering if you'll be ready to put your home up for sale in time to take advantage of the season, here are few things you'll want to think about. Have You Cleaned Up And De-cluttered? Spring is not only an optimal time to put your home up for sale, it's also an ideal time for spring-cleaning! … [Read more...]

Filed Under: Real Estate Tips Tagged With: Home Buyer Tips, Home Seller Tips, Real Estate Tips

Real Estate Investment: Three Telltale Signs You’re Not Cut Out to Be a Landlord

March 22, 2017 by Rilian Ball

The idea of purchasing a property and having renters can be an exciting business venture that offers lucrative financial rewards. However, there's a lot involved in being a successful landlord and it's important to be aware of what's required before making the commitment. Whether you're investing in one rental property or five, here are some questions you should ask yourself before getting involved. Can You Do-It-Yourself? There's a lot more to being a landlord than taking the rental check, and … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Investing

Making the Grade: How to Research Local Schools Before Buying Your Next Home

March 10, 2017 by Rilian Ball

There are so many things involved in moving into a new home in a different neighborhood that it can be easy to forget about the proximity of many nearby amenities. However, if you have children, the local schools available can make-or-break the decision on whether or not to invest in a house. If you're wondering how you can find out more about the local school, let the following tips be your guide. Take a Web-Search To SchoolMatch.com One of the benefits of so many things being online these days … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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  • Explaining Mortgage Options for Self-Employed Borrowers with Irregular Income
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  • The Impact of Homeowners Associations (HOAs) on Mortgage Approval
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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