Credit card debt in the U.S. has surged to an unprecedented level, climbing by $50 billion last year to a staggering $1.13 trillion. This highlights the financial strain many individuals and families are experiencing, making effective debt management more crucial than ever. One potential strategy to consider is a cash-out refinance on your home. What Is a Cash-Out Refinance? A cash-out refinance lets homeowners use the equity in their property to consolidate high-interest debts, such as credit … [Read more...]