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How Non-Occupant Co-Borrowers Can Help with Mortgage Qualification

November 25, 2025 by Rilian Ball

Many hopeful homebuyers find that their income alone does not quite meet the requirements for a mortgage. This challenge is especially common for people early in their careers, those recovering from financial setbacks, or buyers facing higher home prices. One option that can make a meaningful difference is bringing in a non-occupant co-borrower. What a Non-Occupant Co-Borrower IsA non-occupant co-borrower is someone who agrees to apply for the mortgage with you but does not plan to live in the … [Read more...]

Filed Under: Mortgage Tips Tagged With: Co-Borrowers, Mortgage Tips, Qualifying For a Mortgage

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Rilian Ball


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Rilian Ball
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