We're told not to judge a book by its cover, but there's no such rule in the housing market. Curb appeal is the external attractiveness of a home, and if you're in the market for a house that first impression has a lot to do with your final decision. Alternatively, if you're looking to sell, it's an easy area to boost the attractiveness of your home. Essentially, ensure your home is accessible and inviting to make it appeal to potential buyers. It's like making new friends, and how you're much … [Read more...]
3 Tips to Consider when Shopping for a Second Mortgage
Whether you're considering a second mortgage to consolidate your debt or complete some home renovations, there can be a lot that goes into making this financial decision. Because a second mortgage is a loan that goes against the equity you currently have on your property, this can be a risk to the ownership of your home. If this is an option you're seriously considering, here are some basics to know before deciding to on this route. Be Prepared For Higher Rates You may be use to the steadiness … [Read more...]
3 Mortgage Mistakes That Could Be Costing You Money
Purchasing a home can be one of the most exciting and stabilizing investments of your life, but because of the expense, there are many ways you may be spending more money than you should. If you're wondering about the financial soundness of your home investment, here are some things to consider before putting anything down. Investing In Too Much Home Many homebuyers are so gung-ho about having their own home that they forget a mortgage takes many years to pay off and there's a lot of living to … [Read more...]
3 Things Your Mortgage Broker Wishes You Knew
As the mortgage market has become more competitive, it has become a more common choice for many people to choose a mortgage broker to assist them with the lending process. While it's great to have someone to help you with the fine details, there are some important differences between what a mortgage broker does and what you might think they do, so here are some things to be aware of. They Can't Approve Your Mortgage Many people think that having a mortgage broker is a surefire way to obtain a … [Read more...]
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