If you've been perusing the real estate market with the hope of purchasing a home, you may be aware that the often-touted amount you should put down is 20 percent. However, there are good things and bad things involved in investing so much money into your new home. If you're wondering how to decide on your down payment amount, here are some things to consider before putting in 20 percent. No Rainy Day Fund It might seem like the best option is to put down as much as you can, and use up your … [Read more...]
What’s Ahead For Mortgage Rates This Week – October 10, 2016
Other than a release on construction spending, last week's economic readings were dominated by labor and employment data including ADP Payrolls, Non-Farm Payrolls and National Unemployment. Weekly reports on mortgage rates and new jobless claims were also released. Construction Spending Drops in August Commerce Department readings on construction spending indicate that overall spending fell in August to -0.70 percent; this reading was lower than the expected positive reading of 0.10 percent. … [Read more...]
Master the Autumn Home Buying Season With Our Guide to Finding Local Real Estate Bargains
Most people have a good idea of the neighborhood they want to purchase a new home in. The problem is finding a great deal in the area, especially if it's a neighborhood that's very popular. Thinking outside the box and avoiding the standard real estate listings can result in some bargain properties for sale that most people are completely unaware of. Contemplate Investing In Foreclosed Homes When the housing market boomed, many people tried to take advantage by investing in a second home that … [Read more...]
S&P Case-Shiller: Home Price Growth Slows in July
Home prices dipped slightly in July according to the S&P Case-Shiller 20-City Home Price Index. Year-over-year, home price growth dipped to 5.00 percent from June's reading of 5.10 percent. The Pacific Northwest led the nation in home price appreciation. Portland, Oregon had the highest year-over-year home price growth with a rate of 12.40 percent. Seattle, Washington posted year-over-year home price growth of 11.20 percent. Denver, Colorado was third with a year-over-year home price growth … [Read more...]
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