Rilian Ball

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Not so Fast: 3 Reasons Why You Might Want to Avoid Paying Off Your Mortgage Early

December 15, 2016 by Rilian Ball

The burden of debt, especially when it comes to the high price tag of a home, can be a significant worry to many people. However, what many homeowners may not be aware of is that paying your mortgage off early can actually have a negative impact on your financial health. Whether you've recently come into money or you're working hard to bump up your monthly mortgage payments, here are some reasons you may want to hold off on paying it off too quickly. Creating A Credit History It can certainly be … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

Self-Employed? Here’s What You’ll Need to Get a Mortgage Approval

December 14, 2016 by Rilian Ball

There's a lot of flexibility and personal freedom associated with self-employment that can be a great benefit to your lifestyle and your pocketbook. However, because of the somewhat unpredictable nature of self-employment, it can make acquiring a mortgage a little more difficult. If you've recently become self-employed or have been in the game for a while, here are some things you may want to consider before submitting your mortgage application. Putting More Money Down 20% is often considered … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Winter’s Coming: Learn How to Prepare Your Plants, Trees and Other Landscaping

December 13, 2016 by Rilian Ball

From the approaching holiday season to the New Year, there are a lot of things to prepare for when it comes to the winter. It's important, though, not to forget about the needs of your lawn for the upcoming cold season. If you're wondering how to ready your trees, your plants and your yard, here are some tips for saving your vegetation until the springtime. Fertilize For Grass Growth It might seem like a waste of time to fertilize your grass going into the winter months, but this is actually the … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

What’s Ahead For Mortgage Rates This Week – December 12, 2016

December 12, 2016 by Rilian Ball

As 2017 winds down, analysts are forecasting economic developments for 2017. Forbes identified three indicators that the U.S. housing market has recovered. Mortgage rates rose again last week; jobless claims fell and consumer sentiment jumped rose five points. The details: Housing Market Recovery Complete: Forbes Three conditions were cited by Forbes as evidence that the housing market has recovered: Analysts said that homeowners are putting their homes on the market after years of waiting for … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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