Rilian Ball

First Capital Group

  • Home
  • About
  • Main Website
  • Get a Quote
  • Apply
  • Contact
Block
Committed to providing financial solutions for homeownership
LET'S TALK
rate quote
Get a Rate Quote
Want a quick quote? Fill out this form
Loan Checklist
Loan Checklist
Make sure you have all you need!
Questions?
Have questions?
Ask us today!
Apply Now
Apply Now
Ready to get started? Click here!

Pros and Cons of Adjustable Rate Mortgages

April 18, 2018 by Rilian Ball

When you are in the market for a new home, you may be faced with numerous options for financing your home. One of the choices you will have to make is whether to apply for a fixed or adjustable rate mortgage. In some cases, an adjustable rate mortgage (ARM) may be your best option, but keep in mind, they are not the answer for everyone. Adjustable rate mortgages can be risky for some borrowers and it's important to understand both the pros and cons. When To Consider Adjustable Rate Mortgages … [Read more...]

Filed Under: Mortgage Tagged With: Adjustable Rate Mortgage, Mortgage, Prepayment

Should You Pay Discount Points When You Get Your Mortgage?

April 17, 2018 by Rilian Ball

One of the challenges you will face when deciding how much money to put down on your new home is whether to put down a larger down payment or to take a bit of money from your down payment and use it to buy "discount points" to lower your interest rate. There are pros and cons to doing both and each borrowers situation will be different so it's important to understand which option is best for your individual situation. Some factors you should consider include: Cost of borrowing - generally … [Read more...]

Filed Under: Mortgage Tagged With: Discount Points, Mortgage, Tax Deduction

What’s Ahead For Mortgage Rates This Week – April 16th, 2018

April 16, 2018 by Rilian Ball

Last week's economic reports included readings on inflation, the minutes of the most recent meeting of the Fed's Federal Open Market Committee and weekly reports on mortgage rates and first-time jobless claims. The University of Michigan released its Consumer Sentiment Index for April. Inflation Grows, Fed Indicates Future Rate Hikes Likely The minutes of the Federal Open Market Committee Meeting held March 20 and 21 indicate Fed policymakers are likely to increase the target federal funds … [Read more...]

Filed Under: Financial Reports Tagged With: Fed, Financial News, Mortgage Rates

The Humble Vegetable Garden: A Fun, Health-conscious Home Project for the Entire Family

April 13, 2018 by Rilian Ball

Whether you are hunting for a project that will pry the kids away from their phones or you just want a head start on the spring, few home projects are as rewarding as a vegetable garden. Invest a few hours in planting today, some maintenance throughout the year and soon you'll be enjoying some delicious, home-grown veggies. Ready? Let's get started! Selecting The Right Spot For Your Garden The first decision you will need to make is where your garden will live. If you are new to gardening, you … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

  • « Previous Page
  • 1
  • …
  • 463
  • 464
  • 465
  • 466
  • 467
  • …
  • 607
  • Next Page »

Rilian BallFirst Capital Logo

Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

Browse Articles by Category

Get in Touch!

  • This field is for validation purposes and should be left unchanged.

Search this website

Recent Articles

  • Deciding Whether to Pay Extra Toward Principal or Save for Other Investments
  • How Borrowers Can Benefit from Inflation with the Right Mortgage
  • How Parenthood Changes Mortgage Needs and Housing Priorities
  • What’s Ahead For Mortgage Rates This Week – September 15th, 2025

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in