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Pros and Cons of Downsizing After Retirement

August 15, 2018 by Rilian Ball

With Baby Boomers already rolling into retirement and Gen X looking forward to shrugging off the stress of the 40-hour work week, downsizing could be a strategic move. For many Americans, homeownership remains their single largest investment and the monthly mortgage payment their highest bill. Lowering or nixing that cost altogether can free up a considerable amount of cash that could be used for retirement security or leisure activities. Keep in mind, your "golden years" should be just that, so … [Read more...]

Filed Under: Real Estate Tagged With: Downsizing, Real Estate, Retirement

Myths About Buying A Vacation Home

August 14, 2018 by Rilian Ball

Are you thinking about buying a vacation home? Maybe owning two homes is part of your retirement dream. Maybe you'd like to have a second home in your favorite holiday locale. If you are thinking about taking this step, you might have talked to family and friends about it. Unfortunately, many people give well-intentioned, yet poor advice when it comes to buying a vacation home. Here are some myths -- and the truth -- about buying a second home straight from leading real estate experts. You Can … [Read more...]

Filed Under: Real Estate Tagged With: Investment Property, Real Estate, Vacation Home

What’s Ahead For Mortgage Rates This Week – August 13th, 2018

August 13, 2018 by Rilian Ball

Last week's economic reports included readings on job openings and inflation along with weekly readings on mortgage rates and new jobless claims. Job Openings Hit Third Highest Reading on Record Job openings held steady at 6.70 million in June, which was the third highest reading since reporting started in 2000. Analysts said that the high number of job openings combined with low unemployment rates indicates healthy labor markets. Fewer jobs were available in transportation, utilities and … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

Big Second Quarter GDP Numbers Impact Housing Market

August 10, 2018 by Rilian Ball

Positive economic growth numbers are always cause for celebration and the second quarter GDP just went vertical. After nearly four years of sub-par growth, the real GDP hit 4.1 percent in the second quarter. While that economic news has everyday Americans excited that we may be entering a new age of prosperity, drawing a concrete link to the real estate market may be difficult. But by looking long and hard at this uptick and its potential impact on housing, you may get a better idea about … [Read more...]

Filed Under: Real Estate Tagged With: Home Sales, Housing Market, Real Estate

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
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