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4 House “Flaws” You Can Safely Disregard

January 15, 2019 by Rilian Ball

When you walk through a house with your real estate agent, you're seeing if you and your family would be happy living there. But you're also probably looking for signs of trouble that might spell big expenses later on. Be careful, though. It's important to see the "bones" of the house rather than focusing on minor issues. Here are four flaws you can safely disregard. 1. Stained Carpet Stained carpet is more an indication of the owner's poor cleaning habits than of any real problems with the … [Read more...]

Filed Under: Real Estate Tagged With: Home Improvement, Home Repairs, Real Estate

What’s Ahead For Mortgage Rates This Week – January 14th, 2019

January 14, 2019 by Rilian Ball

Last week's economic reports included remarks by Federal Reserve Chair Jerome Powell, readings on inflation and core inflation. Weekly readings on mortgage rates and first-tome jobless claims were also released. If the government shutdown continues, it is expected to impact release dates for readings from federal government agencies. Federal Reserve Watches and Waits on Interest Rates as Inflation Slows Fed Chair Jerome Powell said that the Federal Open Market Committee of the Federal Reserve … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

4 Ways to Improve Your Curb Appeal

January 11, 2019 by Rilian Ball

You have about five minutes to impress (or not) prospective buyers at a showing. For curb appeal, you get about five seconds for buyers to decide whether they want to go inside. Here are four tips to help you get the wow factor from your home's street-facing views. Update Entryway Hardware A wall-mounted mailbox, chic house numbers and a pretty porch light add interest to your entryway. However, dated and dinged hardware impress no one. In a perfect world, all your hardware matches in style, … [Read more...]

Filed Under: Real Estate Tagged With: Curb Appeal, Home Improvement, Real Estate

3 Tips To Save For A Down Payment

January 10, 2019 by Rilian Ball

Saving up for a down payment can feel overwhelming. Most people have never saved up the kind of money it takes for a down payment. It can be done, though. The goal is to put 20% down on a house. This is what it takes if you don't want to have to pay private mortgage insurance every month. However, you don't have to absolutely put 20% down. Some mortgage programs, such as VA and FHA loans, let borrowers put down as little as zero down or about 3.5% down. There are extra requirements with any kind … [Read more...]

Filed Under: Mortgage Tagged With: Down Payment, Financing Options, Mortgage

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Rilian Ball


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NMLS # 202687

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Rilian Ball
NMLS # 202687

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www.nmlsconsumeraccess.org

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