Rilian Ball

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Mortgage Challenges For Self-Employed Home Buyers

November 28, 2018 by Rilian Ball

It's no secret that mortgage lending institutions look favorably on steady paychecks and positive debt-to-income ratios. That can leave many self-employed prospective home buyers feeling anxious about getting approved for a mortgage. But just like the 9-to-5ers who get regular paychecks, self-employed people earning a good living can get approved with a little due diligence. The primary concern of mortgage lenders is not necessarily where your revenue comes from, it's confidence that you can … [Read more...]

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Self-Employment

Buy Or Build Your Home? 5 Factors To Consider

November 27, 2018 by Rilian Ball

A home is one of the biggest investments you can make, and the American Dream for many. Most people spend significant time finding or designing their "dream home." The first decision is whether to buy or build.  As of September 2018, the average sales price of a new home was $377,200, according to joint data collected from the U.S. Census Bureau and the Department of Housing and Urban Development. Existing homes sales price was approximately $258,100, according to the National Association … [Read more...]

Filed Under: Real Estate Tagged With: Build Home, New Home, Real Estate

What’s Ahead For Mortgage Rates This Week – November 26th, 2018

November 26, 2018 by Rilian Ball

Last week's economic readings included readings from the National Association of Home Builders Housing Market Index, National Association of Realtors® report on sales of pre-owned homes and Commerce Department readings on housing starts and building permits issued. Weekly reports on mortgage rates and first-time jobless claims were also released. Housing Market Challenges Catch Up to Builder Sentiment According to the National Association of Home Builders, overall builder sentiment fell six … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

Guide to Quartz, Granite and Laminate Countertops

November 23, 2018 by Rilian Ball

It can be confusing choosing the right countertop material for your kitchen. Here is a list of some common countertop materials along with their pros and cons. Knowing the differences will help you choose the right material to serve your needs.  Quartz Countertops Quartz is available in different colors and can have a luxurious appearance because it is a manufactured product. It is durable, which means it will not chip or crack as easily as natural stones. Quartz countertops have a … [Read more...]

Filed Under: Real Estate Tagged With: Home Decorating, Home Improvement, Real Estate

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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