Rilian Ball

First Capital Group

  • Home
  • About
  • Main Website
  • Get a Quote
  • Apply
  • Contact
Block
Committed to providing financial solutions for homeownership
LET'S TALK
rate quote
Get a Rate Quote
Want a quick quote? Fill out this form
Loan Checklist
Loan Checklist
Make sure you have all you need!
Questions?
Have questions?
Ask us today!
Apply Now
Apply Now
Ready to get started? Click here!

Where Does the Money for Your Mortgage Loan Really Come From?

October 15, 2024 by Rilian Ball

If you're considering a mortgage loan, you might wonder where the money actually comes from. It’s not as simple as walking into your neighborhood bank and getting a loan directly from their vault, like it used to be decades ago. Today, the mortgage lending process is part of a larger, more complex system involving major institutions like Fannie Mae, Freddie Mac, and Ginnie Mae. Let’s take a closer look at how it all works. The Big Players: Fannie Mae, Freddie Mac, and Ginnie Mae In … [Read more...]

Filed Under: Mortgage Tagged With: Fannie Mae , Mortgage 101, Mortgage Banking

What’s Ahead For Mortgage Rates This Week – October 14th, 2024

October 14, 2024 by Rilian Ball

The CPI and PPI reports delivered their data, showing inflation figures slightly below expectations. However, the positive impact of these reports was tempered by hawkish comments from Federal Reserve members during recent meetings. Despite this, the overall outlook remains optimistic, as further rate cuts are anticipated. Lending partners have also responded positively, significantly lowering their lending rates over the past month. Consumer Credit Consumer credit increased by $8.9 billion in … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Are You In A Position to Cosign on a Loan?

October 11, 2024 by Rilian Ball

As home prices continue to rise, some buyers may struggle to qualify for a mortgage on their own. In these cases, a mortgage cosigner can be a helpful solution. However, whether you're considering asking someone to cosign or you’re being asked to take on this role, it's essential to understand the responsibilities involved. What Does It Mean to Cosign a Loan?A cosigner agrees to take on the responsibility of paying the mortgage if the borrower cannot. This means their credit will be … [Read more...]

Filed Under: Home Mortgage Tagged With: Cosigning Loans, Home Buying Advice , Mortgage Tips

What Is A Home Loan Offset Account And How Does It Work?

October 10, 2024 by Rilian Ball

Looking for ways to reduce the amount of interest you pay on your mortgage and shorten its lifespan? A home loan offset account might be the solution. This financial tool allows you to reduce the interest on your mortgage by using the balance in a linked account to offset your loan amount. Let’s explore how it works and how you can benefit from it. What Is a Home Loan Offset Account? A home loan offset account is a transactional bank account linked to your mortgage. The balance in this … [Read more...]

Filed Under: Home Mortgage Tagged With: Home Loan Offset, Mortgage Savings, Reduce Interest

  • « Previous Page
  • 1
  • …
  • 37
  • 38
  • 39
  • 40
  • 41
  • …
  • 584
  • Next Page »

Rilian BallFirst Capital Logo

Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

Browse Articles by Category

Get in Touch!

  • This field is for validation purposes and should be left unchanged.

Search this website

Recent Articles

  • Eco-Friendly Mortgages To Finance Green Homes
  • Why Your Mortgage Has an Escrow Account and How It Works for You
  • Creative Ways to Finance a Home Renovation with Your Mortgage
  • The Rise of Mortgage Payment Protection Insurance

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in

Notifications