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Should Homeowners Refinance?

October 2, 2020 by Rilian Ball

Most people have heard the saying that it might be a good idea to refinance if mortgage rates drop. For those who might not know, refinancing is essentially taking out a new loan to replace the old one because the new loan has a lower interest rate. This could shorten the time span of a long time and reduce monthly payments, or save money on the total cost of the home. At the same time, refinancing is not right for everyone. How can homeowners determine if refinancing is right for them?  Do … [Read more...]

Filed Under: Mortgage Application Tagged With: Home Refinance, Mortgage Tips, Refinancing

Case-Shiller: Home Price Growth Rate Increases in July

October 1, 2020 by Rilian Ball

Home price growth fueled by high demand for single-family homes was higher in July according to Case-Shiller’s National Home Price Index. Analysts said that millennials seeking to purchase homes and the continued exodus from large urban areas propelled rising home prices. Home prices grew fastest in the West and Southeastern regions. While home prices grew moderately before the pandemic, high unemployment has not impeded rapid home price growth since the pandemic. Low mortgage rates and … [Read more...]

Filed Under: Financial Reports Tagged With: Case Shiller, COVID19, Home Price Increasing

Three Do-It-Yourself Seasonal Home Improvement Projects

September 30, 2020 by Rilian Ball

Owning a home comes with a lot of joy and responsibility. Many homeowners are looking for improvement projects that they can do themselves. There are a few options that rise to the surface. Take a look at some of the fun projects that most homeowners can do at home! Perform Routine Maintenance on the HVAC System One of the top projects that homeowners can perform involves routine HVAC maintenance. In order to make sure the HVAC system is running appropriately, it is important to service it … [Read more...]

Filed Under: Mortgage Tips Tagged With: Do It Yourself, Home Improvement, Homeowner Tips

Shopping For Home Improvement Supplies Safely

September 29, 2020 by Rilian Ball

The coronavirus pandemic has impacted everyone and everyone is trying to go about their lives in a safe manner. With so many people spending time at home, now is the perfect time to conduct home improvement projects. At the same time, carrying out a home improvement project is going to require supplies. While many people are trying to avoid going to the store to buy supplies right now, there are also no contact ways to shop for home improvement supplies. Take a look at the tips below and collect … [Read more...]

Filed Under: Mortgage Tips Tagged With: Corona virus, Home Improvement, Homeowner Tips

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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