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The Mortgage Options That Make It Possible to Buy a Fixer-Upper

August 19, 2025 by Rilian Ball

Buying a fixer-upper can be an exciting way to get into a desirable neighborhood at a lower price point, while also creating a home that reflects your style and needs. However, financing a property that needs significant repairs can be challenging if you are only looking at traditional mortgage products. The good news is there are several mortgage options designed specifically for buyers who are ready to take on a renovation project. Understanding these options can help you choose the right path … [Read more...]

Filed Under: Mortgage Tips Tagged With: Fixer-Upper, Mortgage Options, Renovation Loans

What’s Ahead For Mortgage Rates This Week – August 18th, 2025

August 18, 2025 by Rilian Ball

This will be the first release of the CPI and PPI report data wherein the data collected and used to determine the current inflation has been reduced. The Producer Price Index has shown quite clearly that there has been the biggest whole price jump in the last 3 years, showing that the administration's policies on tariffs are having an impact. The CPI has shown a similar increase in inflation, but still within expectations in lieu of the current tariff policies.  There is still data to be … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

The Pros and Cons of Mortgage Assumptions

August 15, 2025 by Rilian Ball

When purchasing a home, buyers typically assume a new mortgage loan. However, in some situations, a buyer may opt to assume the seller's existing mortgage. Known as a mortgage assumption, this process allows the buyer to take over the terms and payments of the seller's current loan. While mortgage assumptions can offer benefits, they also come with certain drawbacks. Understanding the pros and cons of mortgage assumptions can help you determine whether this option is right for you. What is a … [Read more...]

Filed Under: Mortgage Tips Tagged With: Home Loans, Mortgage Assumptions, Mortgage Options

The Impact of Bankruptcy on Mortgage Eligibility

August 14, 2025 by Rilian Ball

Going through bankruptcy can be a challenging and stressful process. However, it s important to understand how bankruptcy may affect your ability to secure a mortgage in the future. Bankruptcy, whether Chapter 7 or Chapter 13, can significantly impact your credit score and financial history, both of which are critical factors when applying for a mortgage. Despite this, it's possible to obtain a mortgage after bankruptcy, though the path may be a bit more complicated. Chapter 7 Bankruptcy and … [Read more...]

Filed Under: Mortgage Tips Tagged With: Bankruptcy, Home Loans, Mortgage Eligibility

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Rilian Ball


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NMLS # 202687

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info@firstcg.com

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Rilian Ball
NMLS # 202687

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