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Mortgages in a Rising Rate Environment: Strategies to Save

September 5, 2025 by Rilian Ball

Understanding the Impact of Rising Rates Mortgage rates play a major role in how much house you can afford. Even a small increase can raise monthly payments and affect how much you qualify for. For example, the same loan amount at a higher rate could cost hundreds of dollars more each month. This is why buyers often feel pressure to act quickly when rates begin to climb. However, it is important to remember that interest rates are only one piece of the puzzle. Homeownership provides long-term … [Read more...]

Filed Under: Mortgage Tips Tagged With: Financial Planniing, Mortgage Tips, Rising Rates

How Cryptocurrency and Digital Assets Are Affecting Mortgage Approval

September 4, 2025 by Rilian Ball

The rise of cryptocurrency and digital assets has transformed the way many people invest and build wealth. As more buyers hold Bitcoin, Ethereum, and other digital currencies, the question of how these assets impact mortgage approval has become more common. While lenders are beginning to recognize cryptocurrency, it is still a developing area that requires careful planning. Understanding Cryptocurrency as an Asset Cryptocurrency is considered a digital asset rather than traditional income. This … [Read more...]

Filed Under: Mortgage Tips Tagged With: Digital Assets, Mortgage Approval, Real Estate Tips

Mortgages for Newlyweds, Combining Finances and Buying Your First Home

September 3, 2025 by Rilian Ball

Starting your life together as a married couple is an exciting season filled with new milestones. One of the biggest decisions many newlyweds face is whether to buy a home together. While combining households and finances can feel overwhelming, taking time to understand how mortgages work and planning together can set you up for long-term success. Understanding Your Finances as a Team Before starting the home search, it is important to sit down together and look at the full picture of your … [Read more...]

Filed Under: Mortgage Tips Tagged With: First Home Together, Home Buying Tips, Newlyweds and Homeownership

What’s Ahead For Mortgage Rates This Week – September 2nd 2025

September 2, 2025 by Rilian Ball

With the release of the PCE Index, inflation has shown to still be creeping upwards but there is significant speculation that the Federal Reserve will continue with their interest rate cut in the future. Meanwhile, the Consumer Sentiment report has been growing pessimistic amidst the job market, which has been shown to be in a pattern of cooling down. This is offset by the strong growth by the GDP estimates for the second quarter, as it was initially predicted the tariff changes would have a … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • How Borrowers Can Benefit from Inflation with the Right Mortgage
  • How Parenthood Changes Mortgage Needs and Housing Priorities
  • What’s Ahead For Mortgage Rates This Week – September 15th, 2025
  • Strategies to Save on Your Mortgage in a Rising Rate Environment

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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