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Looking Ahead to a New Year of Helping You Achieve Your Homeownership Dreams

December 31, 2024 by Rilian Ball

As we approach the end of this year, we can’t help but reflect on the incredible journey we’ve had together with all of you. This year has been filled with growth, new opportunities, and the realization of long-held dreams, whether it’s buying a new home, refinancing to secure a better rate, or exploring the best mortgage options available. We are honored to have played a part in helping so many of you achieve your homeownership goals. As we look forward to the new year, we are … [Read more...]

Filed Under: Holidays Tagged With: Homeownership Journey, Mortgage Goals, New Year New Home

What’s Ahead For Mortgage Rates This Week – December 30th, 2024

December 30, 2024 by Rilian Ball

With Christmas concluding the prior week, there were few reports other than Consumer Confidence, which had come in slightly below expectations. This should prove to have little impact, especially in the following week. With the New Year on the horizon, there are no reports other than the Chicago Manufacturing output report for the entire week. Happy Holidays! Consumer Confidence A post-election pop in consumer confidence fizzled at the end of the year, owing to worries about the U.S. stock … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

How to Buy a Home if You Owe Taxes

December 27, 2024 by Rilian Ball

If you're considering buying a home while dealing with unpaid taxes, you might be wondering how your tax debt affects your mortgage approval. The good news is, it is possible to buy a home even if you owe taxes. Here’s what you need to know about how owing taxes can impact your homebuying process. How Owing the IRS Affects Buying a Home You might not need to wait until your tax debt is completely paid off to apply for a mortgage. It’s important to speak with a loan officer who can … [Read more...]

Filed Under: Tax Debts Tagged With: First Time HomeBuyer, Home Loan Advice, Tax Debt

Steps to Secure a Mortgage After Bankruptcy

December 26, 2024 by Rilian Ball

Experiencing bankruptcy can feel like a significant setback, but it doesn’t mean the end of your dream to own a home. With time, effort, and careful planning, you can rebuild your financial foundation and secure a mortgage. Here are some key steps to guide you through the process of buying a home after bankruptcy. Step 1: Get a Professional Credit Assessment After your bankruptcy is discharged, there is typically a waiting period before you can apply for a mortgage—usually two years … [Read more...]

Filed Under: Bankruptcy History Tagged With: Credit Recovery, Home Buying Tips, Mortgage After Bankruptcy

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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  • How Property Taxes Impact Your Mortgage Payment
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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