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What’s Ahead For Mortgage Rates This Week – October 4, 2021

October 4, 2021 by Rilian Ball

Last week’s economic reporting included readings from S&P Case Shiller Home Price Indices, the National Association of Realtors®' report on pending home sales, and the University of Michigan’s final consumer sentiment index for September. Weekly readings on mortgage rates and jobless claims were also released. S&P Case-Shiller Reports 4th Consecutive Month of Record Home Price Growth July Home Prices grew at a year-over-year pace of 19.70 percent as compared to … [Read more...]

Filed Under: Financial Reports Tagged With: Economic News, Financial Report, Jobless Claims

Understanding the Reverse Mortgage and How to Best Use This Unique Financial Tool

October 1, 2021 by Rilian Ball

If you've studied the real estate market recently, you've probably heard about the reverse mortgage. This unique tool is a financial arrangement designed for senior citizens who have limited incomes and want to use the equity in their homes to meet their everyday expenses. And although it's becoming increasingly popular, few homeowners truly understand it. So how does a reverse mortgage work, and when is it appropriate for a homeowner to get one? Here's what you need to know. What is a Reverse … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Reverse Mortgages

A Mortgage Pre-Approval Letter: How Long Does It Last?

September 30, 2021 by Rilian Ball

Buyers need to make sure they are competitive when they make an offer on a house. One of the ways to do that is to get a pre-approval letter. What does this mean, and how long does it last? What Is Mortgage Pre-Approval? Prior to working with a real estate agent to find the perfect house, it is important to get a pre-approval letter from a lender. Some agents might even ask a buyer to do this before they start looking. The lender will take a look at someone’s income and run their credit to … [Read more...]

Filed Under: Mortgage Tagged With: Competitive market, Mortgage, Pre-Approval

An Overview Of the Digital Mortgage Process

September 29, 2021 by Rilian Ball

Changes are being made to the mortgage application process every year. With access to online-only lenders and a decentralized financial system, more doors are open to potential home buyers than ever before. For example, there are many institutions that are making it easier to apply for mortgages by allowing applicants to do so online. That way, buyers do not have to fill out any paperwork, and lenders can stay away from any inequalities or discriminatory methods. What are the benefits of a … [Read more...]

Filed Under: Mortgage Tagged With: Digital Loan, Loan Process, Mortgage

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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  • When Paying Off Your Mortgage Early Makes Sense
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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