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Understanding The Difference Between A Co-Borrower And A Co-Signer: What Do They Mean?

March 16, 2021 by Rilian Ball

There is a lot of jargon that comes with purchasing a home. Even though this could be confusing, purchasing a home is also a significant decision. Therefore, it is critical for everyone to understand exactly what they are signing before they scribbled their name on the dotted line. In some cases, a co-borrower or a co-signer (also called a non-occupying co-borrower) could be needed to strengthen the application. What is the difference between these two terms?  What Is A Co-Borrower? First, … [Read more...]

Filed Under: Mortgage Application Tagged With: Co-Borrower, Co-Signer, Mortgage

What’s Ahead For Mortgage Rates This Week – March 15, 2021

March 15, 2021 by Rilian Ball

Last week’s economic reporting included data on inflation and job openings, and weekly readings n mortgage rates, and jobless claims. Inflation Rate Rises in February Consumer prices grew by 0.40 percent in February according to the federal government’s Consumer Price Index; the year-over-year inflation rate rose from January’s reading of 1.40 percent to 1.70 percent. Consumer prices rose at their fastest pace in six months as rising fuel prices caused the jump in consumer … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Inflation, Jobless Claims

Moving On Up: Should You Buy Or Sell First?

March 12, 2021 by Rilian Ball

It’s exciting to be able to move into a new home. But there are some tricky details to navigate when you already own a home and you’re ready to buy a new one. Should you buy or sell first? Don’t worry. There are viable solutions. Should You Sell First? Think about how selling your home first will impact your family. On the one hand, you’ll be in a better financial position. You’ll have cash in the bank. You may be able to negotiate better terms on your new … [Read more...]

Filed Under: Mortgage Tips Tagged With: Buy or Sell, Mortgage, New Home

Planning a Move With Your Pets

March 11, 2021 by Rilian Ball

As a pet owner, you’re probably just as excited to see how your pet loves the new house as you are yourself. It’s fun to watch as your pets explore the new digs. But moving can be stressful for pets. Here are some tips for making the move as stress-free as you can for your furry loved ones! Acclimate Your Pets To A Pet Carrier If you travel infrequently, your pets may not be used to being inside the confined space of a pet carrier. Help them get used to it by placing it on the … [Read more...]

Filed Under: Mortagage Tips Tagged With: Moving Day, Pet Travel, Pets

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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