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Why Did My Application For A Refinance Get Turned Down?

March 8, 2022 by Rilian Ball

If you want to save money on your home loan, you might want to refinance. During the refinancing process, you could secure a better interest rate on your home loan. You could also withdraw cash from your home’s equity value to cover other expenses. Similar to a regular mortgage application, some refinance applications are denied. Why is this the case, and what should you do next?  Your Debt To Income Ratio Is Off One of the most common reasons why an application for a home refinance … [Read more...]

Filed Under: Mortgage Tagged With: Credit Score, Home Value, Mortgage

What’s Ahead For Mortgage Rates This Week – March 7, 2022

March 7, 2022 by Rilian Ball

Last week’s economic reporting included readings on construction spending, written testimony from Fed chair Jerome Powell and data on public and private sector jobs and national unemployment. Weekly readings on mortgage rates and jobless claims were also released. Fed Chair Hints at Rate Hikes in Written Testimony Federal Reserve Chairman Jerome Powell indicated that consistent rate hikes of the Fed’s target interest rate range will likely occur throughout this year, but he said … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jerome Powell, Mortgage Rates

A Guide To Helping A Dog Adjust To A New Home

March 4, 2022 by Rilian Ball

Most people treat their dogs as members of the family. Just as moving can be difficult for children, moving can be a challenge for dogs as well. Dogs develop an attachment to their homes, and they can have a hard time adjusting to a new place. Fortunately, there are a few steps that homeowners can take to make the moving process easier for everyone involved, including dogs.  Let The Dog Get Familiar With The Moving Supplies  A lot of dog owners have found that it is easier to take a … [Read more...]

Filed Under: Mortagage Tips Tagged With: Mortgage Tips, Moving with Pets, New Home

Can You Refinance into a VA Mortgage from Another Type of Mortgage? Yes, If You Qualify

March 3, 2022 by Rilian Ball

VA mortgages stand out as one of the biggest benefits to men and women serving in the military. Although private lenders make the loan, the Department of Veterans Affairs guarantees all VA mortgages, which is why these loans come with favorable terms and benefits not found with other mortgage types. The Benefits Of Refinancing To A VA Mortgage A VA loan may very well be the borrower's only option for putting no money down, as many lenders will cover 100% of the value of the home, thanks to the … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Mortgage Refinancing, Mortgages, VA Loans

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • Preparing Your Mortgage for Life on One Income When a Baby Is on the Way
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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