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White Lies That Could Make It Harder To Buy A Home

March 31, 2023 by Rilian Ball

Right now, the real estate market is very competitive, and you might be tempted to use a few white lies to make your offer seem more competitive. No matter how much you want to purchase a home, you need to make sure you are completely honest and open when you go through the process from start to finish. What or a few examples of common white lies that people tell that could jeopardize your application or your mortgage as a whole? Lying About Your Primary Residence If you plan on living in the … [Read more...]

Filed Under: Mortgage Tagged With: Application, Honesty, Mortgage

Rebuilding Costs: Rethinking How Much Homeowners Insurance You Really Need

March 30, 2023 by Rilian Ball

Buying a home comes with numerous financial planning obligations. It's far from a turn-key operation and one of the significant challenges involves developing a working knowledge about things often outside your area of expertise. For example, working as an educator, police officer, investment banker or office staffer does not necessarily make you an expert about home repairs or insurance coverage. Yet, the average homeowner is tasked with carrying a certain level of homeowners insurance coverage … [Read more...]

Filed Under: Mortgage Tagged With: Homeowners Insurance, Mortgage, Rebuilding

5 Tips for Crafting a Counter-offer That Doesn’t Scare Away a Potential Home Buyer

March 29, 2023 by Rilian Ball

If you've recently put your home up for sale, one of the most exciting parts of the selling process is getting an offer. However, all is not said and done once you've received an offer, as you'll probably want to negotiate a better price. If you're wondering how you can counter without losing a potential buyer, here are some tips when the time comes to negotiate. Lower Your Price (A Little) As a seller, it's important to believe in the price you've put your home on the market for, but lowering … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Negotiations, Selling a Home

An Overview Of A Wrap-Around Mortgage: What To Know

March 28, 2023 by Rilian Ball

Are you having a difficult time qualifying for a traditional mortgage in the current market? If so, there are other options available, and a lack of financing can frustrate not only the buyer but the seller as well. For example, one option that you may have heard about is called a wrap-around mortgage. The entire goal of this mortgage is to help the buyer get financing to purchase the house while making sure the seller still turns a profit. What do you need to know about a wrap-around … [Read more...]

Filed Under: Mortgage Tagged With: Loan Approval, Mortgage, Wrap Around Mortgage

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Rilian Ball


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NMLS # 202687

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