Rilian Ball

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What’s Ahead For Mortgage Rates This Week – May 1, 2023

May 1, 2023 by Rilian Ball

Last week’s economic reporting included readings on home prices, sales of new homes, and pending home sales. Monthly and year-over-year readings for inflation were published along with weekly reports on mortgage rates and jobless claims. February S&P Case-Shiller Housing Market Indices show slower home price growth National home prices continued to rise in February, but at a slower pace according to S&P Case-Shiller home price indices. Month-to-month home prices rose by  0.40 … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Interest Rates, Jobless Claims

What Does It Mean To Be In A Seller’s Market: A Brief Overview

April 27, 2023 by Rilian Ball

In the realm of real estate, market conditions can differ significantly due to a variety of factors. One such state is known as a seller's market, which typically benefits those wanting to sell their property. Let’s dive into what makes a seller's market advantageous for homeowners looking to offload their house and why it's an attractive option for buyers too.  A Lack Of Inventory The lack of available homes creates supply-side pressure in a seller's market; there are fewer houses … [Read more...]

Filed Under: Mortgage Tagged With: Demand, Inventory, Mortgages

Understand Your Options When You Refinance A Home Loan

April 26, 2023 by Rilian Ball

Are you interested in refinancing your mortgage? There are a variety of reasons why you might want to refinance your home loan. For example, you might want to secure a lower interest rate, or you may want to reduce your monthly payment. You might even want to tap into the equity you have in your home for some quick cash. There are different loan options available, so you need to think carefully about which one is best for your needs.  The Conventional Mortgage Refinance One of the first … [Read more...]

Filed Under: Mortgage Tagged With: Convetional Loan Options, Mortgage, Mortgage Rates

How Do I Get Rid of PMI?

April 25, 2023 by Rilian Ball

How to Get Rid of PMI? PMI (Private Mortgage Insurance) is a type of insurance that lenders may require borrowers to pay if they have a down payment of less than 20% of the home's purchase price. The purpose of PMI is to protect the lender in case the borrower defaults on the loan. However, once you have paid off enough of your mortgage or your home has appreciated in value, you may be able to get rid of PMI. Here are some ways to do so: Pay down your mortgage: If you make extra payments on your … [Read more...]

Filed Under: Mortgage Tagged With: Fees, Mortgage, PMI

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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