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Is Homeownership Still the American Dream?

August 27, 2025 by Rilian Ball

Buying a home is more than a place to live, it is a path to financial growth, every mortgage payment builds equity, giving homeowners a valuable asset over time, unlike renting where monthly payments go to a landlord, homeowners are investing in their future, with the right mortgage strategy, owning a home can be one of the smartest financial moves you make. Stability and FreedomHomeownership offers stability and freedom to create a space that truly reflects your lifestyle, you can renovate, … [Read more...]

Filed Under: Home Buyer Tips Tagged With: American Dream, Homeownership, Mortgages

Mortgages for Remote Workers Who Want Dual Residences

August 26, 2025 by Rilian Ball

Remote work has transformed the way people live and plan their financial futures. Instead of being tied to one city, many professionals now choose to split their time between two homes. Some want the excitement of an urban condo while keeping a peaceful retreat in the mountains or at the beach. Others need to balance family life in one state with work opportunities in another. As this trend grows, understanding mortgage options for dual residences has become essential. Primary Residence vs. … [Read more...]

Filed Under: Mortgage Tips Tagged With: Mortgages, Real Estate, Remote Work

What’s Ahead For Mortgage Rates This Week – August 25th, 2025

August 25, 2025 by Rilian Ball

The FOMC meeting that was held the previous week to discuss upcoming decisions addressed the future of the economic landscape. During his remarks, Jerome Powell stated that inflation will rise in the future, with consumers bearing the burden. Many have speculated that this means reductions in current rates are unlikely to happen anytime soon, in an attempt to keep inflation under control. Another notable release was the leading economic indicators, which once again showed … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Can You Use Rental Income to Qualify for a Mortgage?

August 22, 2025 by Rilian Ball

When it comes to qualifying for a mortgage, your income plays a key role in determining how much you can borrow. For many buyers, especially those interested in investment properties or who plan to rent out part of their home, the question is whether rental income can be counted toward their mortgage qualification. The good news is that in many cases, rental income can help, but there are specific rules and documentation requirements you will need to meet. Understanding How Lenders View Rental … [Read more...]

Filed Under: Mortgage Tips Tagged With: Mortgage Tips, Qualifying For a Mortgage, Rental Income

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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  • What’s Ahead For Mortgage Rates This Week – October 27th, 2025
  • What’s Ahead For Mortgage Rates This Week – October 27th, 2025
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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