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Planning Your Mortgage Budget for the Holiday Season

November 1, 2023 by Rilian Ball 2 Comments

The holiday season is a time of joy and celebration, but it can also be a challenging time for your finances, especially if you're juggling the responsibilities of a mortgage. However, with some thoughtful planning and budgeting, you can ensure that you enjoy the festivities without putting your financial stability at risk.  I will provide you with essential tips and strategies to help you manage your mortgage budget during the holiday season. Create a Holiday Budget Set a specific budget for … [Read more...]

Filed Under: Budget, Home Tips Tagged With: Holiday Savings, Mortgage Payment, Sales, Savings

Halloween Safety: Protecting Your Family and Home

October 31, 2023 by Rilian Ball Leave a Comment

Halloween is a thrilling time of the year, filled with spooky costumes, delicious treats, and endless fun. It is also important to remember that safety should always come first. Whether you're a parent, homeowner, or someone simply looking out for your community, keeping your family and home safe on Halloween is a top priority. Here are some valuable tips to ensure that the holiday remains full of treats and without any tricks. Home Security Matters: Securing your home is vital during … [Read more...]

Filed Under: Holiday's Tagged With: Consumer Tips, Halloween Safety, Home Safety, Trick or Treat

What’s Ahead For Mortgage Rates This Week – October 30, 2023

October 30, 2023 by Rilian Ball 2 Comments

This week’s most significant data offered preliminary numbers for manufacturing and services PMI (Purchasing Managers Index). Both can serve as a forward indicator for the economy while providing insight into the current state of the cost of living for the service industry. While manufacturing met an expected rise for the end of October, services saw a contraction, falling to 46.6 from 49.3. Readings below 50.0 can be a sign of a downturn for the economy, particularly given the time of the … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Turned Down for a Mortgage? What to Do if You are Declined

October 27, 2023 by Rilian Ball 270 Comments

If you have been declined for a mortgage, you may think that buying that new home is out of reach. However, there are ways to turn a rejection into an approval and to find a more accessible loan. Here are just a few steps you can take to learn about your loan options and get the mortgage that works for you. Find Out Why The Mortgage Application Was Denied The first step to getting a second opinion is to find out why your mortgage application was denied. Banks commonly deny mortgages for … [Read more...]

Filed Under: Home Mortgage Tagged With: Mortgage Acceptance, Mortgage Financing, Mortgage Tips

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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