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5 Things To Know About Severe Weather And Homeowners Insurance

September 22, 2023 by Rilian Ball

The average homeowner feels secure knowing they have insurance in the event of a severe weather calamity. Most people believe that no matter what happens, they have paid for protection against disaster. Unfortunately, not every homeowners insurance policy provides full reimbursement from severe weather losses. Hurricanes, tornados, earthquakes and other rare catastrophes may not be covered under your current policy. Consider the impact of these extreme events and whether you are fully insured … [Read more...]

Filed Under: Real Estate Tagged With: Homeowners Insurance, Real Estate, Severe Weather

The Different Foundation Options For Your House

August 30, 2022 by Rilian Ball

Are you thinking about purchasing a home in the near future? Or, are you thinking about building one? If so, you must think carefully about the foundation of the home. It is responsible for supporting the rest of the structure, so you need to find the right foundation to meet your needs. What are a few of the top options available? Basement One of the first options you should consider is a basement foundation. This is a popular choice because it can create additional living space in your … [Read more...]

Filed Under: Real Estate Tagged With: Crawl Space, Foundation, New Home

Getting Your Mortgage Application Approved As A Self-Employed, First-Time Homebuyer

October 6, 2021 by Rilian Ball

A significant number of people are self-employed, which means they might be relying on this income to apply for a mortgage. It is true that people who are self-employed may face additional challenges when trying to get approved for a home loan when compared to someone with traditional W2 income, these are obstacles that can be overcome. With the right qualifications and documentation, even first-time homebuyers who are self-employed should be able to qualify for the home loan they need. Lenders … [Read more...]

Filed Under: Real Estate Tagged With: First Time Home Buyer, Real Estate, Self Employed

NAHB: Home Builder Confidence Ticks Up in April

April 16, 2021 by Rilian Ball

The national reading for home builder confidence rose one point to an index reading of 83 in April; the National Association of Home Builders predicted a reading of 84. Component readings for April’s national index readings were mixed.  Builder confidence in current market conditions for single-family homes rose one point to 88. Builder confidence in market conditions for single-family homes in the next six months fell two points to 81 but homebuilder confidence in buyer traffic in … [Read more...]

Filed Under: Real Estate Tagged With: Home Buying, Housing Market, Market Conditions

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Rilian Ball


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Rilian Ball
NMLS # 202687

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