Rilian Ball

First Capital Group

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7 Reasons To Buy A Home In The Summer Months

June 10, 2020 by Rilian Ball

If you've been putting off your house hunting, it's time to head out. Summer is the best season to go shopping for a new home, for a variety of reasons.  1. More Inventory Homeowners list their homes for sale in the summer more often than any other season. When you shop for a new home during this time, you'll have a much wider selection of homes to choose from.  2. Better Prices More inventory in summer often turns the local real estate scene into a buyer's market. Home sellers may … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage, Summer Activites, Summer Home Buying

5 Tips For Getting A Job In A New City When You Relocate

June 9, 2020 by Rilian Ball

Did you just move into a new city? Transitioning to a new city is hard enough, but when you also need to find a job, it can be even tougher. Since everything is a bit new to you, there are definitely some strategies to implement that will make your job hunting easier. Here are some tips to keep in mind. 1. Let People Know You are Looking For A Job Everywhere you go, spread the word that you are in the market for a new job. In general, people love to help out other people. Someone you speak with … [Read more...]

Filed Under: Mortgage Tagged With: Moving, New Job, Real Estate

Why Every Home Buyer Needs A Pre-Approval Before Home Shopping

June 4, 2020 by Rilian Ball

There are many people who are considering buying a home because the current market is so attractive. With the ability to carry out virtual tours, this makes it even easier for people to find the home of their dreams. While the fun part is looking at houses, it is important to get pre-approved for a home loan first. There are a few reasons why everyone must get pre-approved before they start the process of shopping for a home.  This Provides A Chance For People To Get Their Finances In Order … [Read more...]

Filed Under: Mortgage Tagged With: Home Buying, Mortgage, Pre-Approval

The Basics Of A Mortgage

June 3, 2020 by Rilian Ball

The vast majority of people who are interested in buying a home are not going to be able to pay cash for the home. Even for those who can buy a home in cash, they often would rather take out a loan to avoid pulling money out of their investments where they would have to pay capital gains taxes. Those who take out a loan to buy a home will apply for something called a mortgage. Simply put, a mortgage is a loan that someone uses to buy a home. Mortgages are very specific to the real estate … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage Tips, Mortgages, Qualify For Mortgage

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • Explaining Mortgage Options for Self-Employed Borrowers with Irregular Income
  • The Impact of Rental Income on Mortgage Qualification
  • The Impact of Homeowners Associations (HOAs) on Mortgage Approval
  • The Benefits of Online Mortgage Calculators for Borrowers

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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