When you buy a new house, the first thing you want to do is protect your investment. You already have property insurance. Should you also buy a home warranty? What Is A Home Warranty? A home warranty is not the same thing as insurance. Home warranties are service contracts. If a covered item breaks down and it is covered in the terms of the warranty, the home warranty company will pay to fix or replace that item. What is Covered Under A Home Warranty? Every home warranty contract is … [Read more...]
How To Tell If A Home Has Been Well-Maintained
As a homebuyer, your real estate agent will do their best bring you to see homes that meet the criteria you asked for. However, there's no guarantee that a home will have a history of being properly cared for. Your real estate agent can choose the homes you see, but they have no control over the property owner's homeownership habits. Why Home Maintenance Matters Home maintenance should matter to you as a homebuyer and later on as a homeowner. A home needs consistent and proper maintenance in … [Read more...]
The Most And Least Expensive Cities In America
The cost of living in America varies widely in different parts of the country. In general, it is less expensive to live in the country than in the cities. However, there are many cities where the cost of living is modest compared to others where the money needed to live there is outrageous in comparison. These rankings came from comparing the monthly cost of renting a one-bedroom apartment, utilities, the price for gasoline, and the cost of groceries. The Ten Lowest-Cost Cities For Renters From … [Read more...]
Buying A Home: You Might Be Able To Skip The Home Appraisal – But Should You?
When someone is thinking about buying a home, one of the key parts is the home appraisal. The appraisal ensures that the buyer is paying a fair price for the home while also protecting the mortgage lender against taking a loss. On the other hand, an appraisal is also an added cost of the buyer can be a serious source of stress for both sellers and brokers. Recently, government agencies have passed a rule saying that home appraisals are no longer going to be required on homes that are less than … [Read more...]
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