Rilian Ball

First Capital Group

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Tips For Getting A Mortgage Application Approved

January 5, 2021 by Rilian Ball

Right now, mortgage rates have fallen to rates that haven’t been seen in years. This opens the door for many people to apply for a mortgage that they previously may not have been able to afford. Sadly, not everyone who applies for a mortgage is going to be approved. There are a few steps that applicants can take to increase their chances of getting their mortgage application approved. Increase The Credit Score Applicants need to make sure that their credit scores are as high as possible … [Read more...]

Filed Under: Mortgage Tagged With: Application Approval, Mortgage, Savings

Easy Repairs To Do At Home

December 30, 2020 by Rilian Ball

During the past few months, many people have been stuck at home. Whether this involves working from home or going to school from home, many home appliances are receiving more use than usual.There might be more breaks, clogs, and leaks than most families are used to dealing with. Many families are tired of spending money on technicians and mechanics and might be looking for a more cost-effective way to deal with home repairs. There are a few key home repairs that homeowners can handle on their … [Read more...]

Filed Under: Mortgage Tagged With: DIY, Home Repair, Mortgage Tips

A Few Creative and Effective Ways to Save Money for a Down Payment

December 29, 2020 by Rilian Ball

For those who are looking to buy a home, they know that this is one of the most exciting experiences in the world. There is something special that comes with looking at a bunch of homes and envisioning a life there. On the other hand, the prospect of saving 20 percent of the home’s value to put down might seem overwhelming. Fortunately, there are a few creative ways that people can save up enough money to purchase their starter dream home. Talk To The Seller One of the first tips that … [Read more...]

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Savings

Working From Home Could Mean A New Home

December 23, 2020 by Rilian Ball

There are a lot of people who are working from home for the first time. There are a lot of advantages that come with working from home, such as the opportunity to develop stronger relationships with family members, the chance to save money on gas, and more autonomy over the work schedule. In addition, this could also mean a new home. With many people spending more time at home than they did in the past, they might be thinking about investing in new floorplans, renovating cabinets, and adding a … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage Tips, Renovations, Work from Home

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • Preparing Your Mortgage for Life on One Income When a Baby Is on the Way
  • What Makes Jumbo Mortgages Different and Why Refinancing Them Requires a Specialized Approach
  • Will You Need Private Mortgage Insurance on Your Mortgage Loan?
  • Smart Ways to Protect Your Credit Score Before Applying for a Mortgage

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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