Rilian Ball

First Capital Group

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Getting Your Mortgage Application Approved As A Self-Employed, First-Time Homebuyer

September 24, 2021 by Rilian Ball

A significant number of people are self-employed, which means they might be relying on this income to apply for a mortgage. It is true that people who are self-employed may face additional challenges when trying to get approved for a home loan when compared to someone with traditional W2 income, these are obstacles that can be overcome. With the right qualifications and documentation, even first-time homebuyers who are self-employed should be able to qualify for the home loan they need. Lenders … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage

Reviewing The Basement Options For Homeowners: What To Know

September 23, 2021 by Rilian Ball

Even though not every home has a basement, those that do usually fall into one of three categories. The most common examples of basements include poured concrete, masonry block basement, and precast panels. What do homeowners need to know about the different types of basement construction?  Concrete Basements Concrete basements are the most common examples. There are several advantages of going with a concrete basement. First, concrete basement walls are resilient. They can resist possible … [Read more...]

Filed Under: Mortgage Tagged With: Basement Types, Basements, Real Estate

Is An Escrow Account Right For You?

September 17, 2021 by Rilian Ball

When someone is looking at purchasing a home, they usually focus on the purchase price of the home and the potential monthly payment. At the same time, there are other costs that need to be included as well. This includes home insurance and real estate taxes. As a result, many homeowners find themselves asking if they should use an escrow account or not. What do homeowners need to think about and how can they make the right decision? What Is An Escrow Account? First, it is important to define … [Read more...]

Filed Under: Mortgage Tagged With: Escrow, Mortgage, Savings

A Home Improvement Loan: How To Get One

September 16, 2021 by Rilian Ball

With more people spending time at home than ever before, many people are wondering how they can go about changing the way the home is laid out. This can be an expensive project, which is why many people are interested in getting a home improvement loan. With many people buying outdated houses, there are numerous projects that many homeowners want to finish; however, this process is not the same as applying for a mortgage. There are home equity lines of credit, cash-out refinance opportunities, … [Read more...]

Filed Under: Mortgage Tagged With: Home Improvement, Mortgage, Rehab Loan

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

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  • Explaining Mortgage Options for Self-Employed Borrowers with Irregular Income

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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