Rilian Ball

First Capital Group

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The Job Of A Mortgage Loan Originator

February 22, 2023 by Rilian Ball

Do you want to purchase a house? If you cannot pay cash for your house, you will need to apply for a mortgage. A mortgage loan originator can help you find the right mortgage to meet your needs. What are some of the job duties of a mortgage loan originator, and how can they help you with the financing process? Provide You With a Budget The house-hunting process can be exciting, but it can also be a bit stressful. How do you know if you can afford your dream house? This is one of the first jobs … [Read more...]

Filed Under: Mortgage Tagged With: Loan Officer, Mortgage, Serices

Why You Receive So Much Junk Mail After Closing On Your Home

February 16, 2023 by Rilian Ball

Congratulations! You have finally closed on your home loan, and you are excited to get moved in. Or, you may have just refinanced your home, and you are excited to enjoy it. Regardless, all of a sudden, you start to get a bunch of junk mail in your mailbox. It can be frustrating to sort through everything, and how did they get your information in the first place?  Where Junk Mailers Get Your Personal Information First, there are a few locations where junk mailers may have gotten your … [Read more...]

Filed Under: Mortgage Tagged With: Junk Mail, Mortgage, New Home

What To Know About The 2-1 Buydown Program

February 14, 2023 by Rilian Ball

You are probably excited to close on your home, but you may have also seen that your interest rate might be a bit higher. If you are looking for a way to save money, particularly if you have a lot of work to do on the home, you might be looking for a way to reduce your interest rate during the first couple of years. One option is to perform a 2-1 buydown. What do you need to know about this option, and how do you know if it is right for you? How A 2-1 Buydown Works This is a special type of … [Read more...]

Filed Under: Mortgage Tagged With: 2-1 Buy down, Mortgage

What Is an Assumable Mortgage Loan: What You Need To Know

February 9, 2023 by Rilian Ball

Everything has its benefits and drawbacks, and that includes mortgage loans. There are plenty of options available, and you need to find the best one to meet your needs. You have probably heard about conventional mortgages, FHA loans, and even VA loans. On the other hand, have you heard about assumable mortgages? What do you need to know about this option, and how do you know if it is right for you?  An Overview Of An Assumable Mortgage So, what is an assumable mortgage loan? This means … [Read more...]

Filed Under: Mortgage Tagged With: Assumable Loans, Mortgage, Mortgage Rates

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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