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Ensuring A Stress-Less Closing

April 21, 2023 by Rilian Ball

Buying a home is an exciting and exhilarating time. Between the time your offer is accepted, and when you finally have keys in hand and you are ready to step into your new home, it can be stressful. The escrow period, also known as the closing, can take the most easygoing home buyer to the brink of insanity. After you have negotiated your best price and come to an agreement, there are ways to make the escrow process less anxiety-provoking. Here are some tips from top real estate agents to help … [Read more...]

Filed Under: Mortgage Tagged With: Escrow, Mortgage, Stress Relief

Financing A Pool In 2023: The Options

April 19, 2023 by Rilian Ball

With the weather beginning to warm up outside, you might be thinking about installing a pool on your property. This is a great way to relax, entertain friends, and get some exercise; however, a pool can cost tens of thousands of dollars. What happens if you don't have enough money? There are several options available. Ask About A Pool Loan One of your first options might be to approach a local lender and ask for a pool loan. As the name suggests, this is a loan that can provide you with funding … [Read more...]

Filed Under: Mortgage Tagged With: Home Equity Line of Creidt, Pool, Upgrade

The Top Homeownership Expenses You Need To Know

April 18, 2023 by Rilian Ball

Owning a home can be an exciting and rewarding experience, but it's important to be aware of the expenses that come with homeownership. Understanding these costs can help you prepare for and manage them effectively, ensuring a smoother transition into your new home. The Mortgage Payment The mortgage payment is typically the largest expense that homeowners face. This monthly payment consists of the principal and interest on your home loan. The principal is the amount you borrowed to purchase the … [Read more...]

Filed Under: Mortgage Tagged With: HOA, Mortgage, Taxes

Buying A House With No Money Down

April 14, 2023 by Rilian Ball

If you dream of owning a house one day, you have probably realized that one of the biggest challenges is saving money for a down payment. You have already found your dream property, but then the lender asks you to put 20 percent down, which can be tens of thousands of dollars. Fortunately, there are alternative options available, and you may be able to purchase a home for no money down. VA Loans One option for qualifying borrowers is a VA loan. As the name suggests, this is a loan that is backed … [Read more...]

Filed Under: Mortgage Tagged With: Mortgages, USDA Loan, Va Loan

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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