Rilian Ball

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What To Know About Specialty Mortgages

October 16, 2018 by Rilian Ball

Recent medical school graduates, saddled by high student loan debt, sometimes have a hard time qualifying for a first mortgage. Now, however, a growing number of lenders will consider future earnings potential of high earners in the medical profession as a way to offset high debt ratios. But specialty mortgages for young physicians aren't the only unique loans available today. Nationwide, there are a number of unique programs designed to help first-time buyers qualify for a mortgage loan. While … [Read more...]

Filed Under: Mortgage Tagged With: Financing Options, Mortgage, Specialty Loans

U.S. Wage Increases Could Help Home Buyers

October 12, 2018 by Rilian Ball

The struggle to achieve the American homeownership dream often feels like it happens in a vacuum. Everyday people work hard, save money and polish up their credit to get a low mortgage rate. But there are powerful forces at work that are far beyond each person's control. And until recently, the gap between American wage growth and rising home prices was widening. According to data coming out of the U.S. Department of Labor, unemployment recently hit a 49-year low and wages are enjoying the … [Read more...]

Filed Under: Mortgage Tagged With: Economics, Market Conditions, Mortgage

Best Things To Do Now To Get Your Finances Mortgage Ready

October 4, 2018 by Rilian Ball

You probably already know that qualifying for a mortgage can be the biggest hurdle -- aside from actually finding that dream property -- along the path to home ownership. Rather than agonizing about it, however, there are some positive actions you can take in advance to help you realize your dream. Take A Close Look At Your Budget If you don't currently operate with a comprehensive household budget, get started now to analyze your income and monitor your spending habits. There's no better way to … [Read more...]

Filed Under: Mortgage Tagged With: Budget, Mortgage, Organization

Is A Reverse Mortgage Right For You?

September 19, 2018 by Rilian Ball

Imagine the bank depositing monthly premiums into your account instead of you writing a mortgage check. That's basically how a reverse mortgage works.   Traditional mortgages involve people paying down the interest and principal on a home loan. The goal is generally to pay off the property and cruise through retirement without that monthly installment eating at your budget. With your home paid off, those previously allotted finances can be used to relax and enjoy your retirement to the … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage, Retirement, Reverse Mortgage

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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Loan Options

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